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Community Trust Bancorp

CTBI

Community Trust Bancorp Inc is a regional bank holding company that provides a comprehensive suite of commercial and personal banking, trust, and wealth management services.

Market cap
$1.42B+48.5%
Revenue$298.9M+12.9%
Net income$108.0M+18.0%
EPS (diluted)$5.97+17.5%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 21, 2026 (in 3 months)
Revenue estimate$79.9M
EPS estimate$1.65

Financials

Q2 2026

Income statement

See full
Revenue$78.5M+11.8%
Net income$29.6M+19.0%
EPS (diluted)$1.64+18.8%

Balance sheet

See full
Cash & equivalents$63.8M-83.9%
Total debt$16.0M-0.5%
Total equity$891.8M+10.5%
Total assets$7.0B+9.4%

Valuation & ratios

Valuation

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Market cap$1.42B+48.5%
Enterprise value$1.38B+131%
P/E13.2×+2.5×
P/S4.8×+1.1×

Profitability

See full
Net margin36.1%+1.6pp

Returns & leverage

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Return on equity12.7%+0.7pp
Debt / equity0.0×

Competitors

Profile

Community Trust Bancorp Inc is a regional bank holding company that provides a comprehensive suite of commercial and personal banking, trust, and wealth management services. The company operates through its primary subsidiaries to serve small and mid-sized communities across Kentucky, West Virginia, and Tennessee. Its core value proposition centers on relationship-based community banking combined with sophisticated investment and fiduciary services.

Competitive position

A community-focused regional player with a significant local deposit market share and a robust trust and investment platform relative to its size.

GeographiesKentucky, West Virginia, Tennessee, United States
Customer segmentsRetail, Commercial, SME
Business modelInterest Income, Fee-based Services, Fiduciary Services
SuppliersFederal Reserve System, FDIC, Technology and Core Banking Software Providers, Capital Markets
CustomersHomeowners, Small Business Owners, Corporate Entities, Trust Beneficiaries
Listed1991
Employees967.0
CEOMark A. Gooch
Websitectbi.com
FilingsSEC EDGAR

FAQ

What is Community Trust Bancorp's market cap?
Community Trust Bancorp (CTBI) has a market capitalization of $1.4B and trades on NASDAQ.
What is Community Trust Bancorp's revenue and profitability?
Community Trust Bancorp generated $298.9M in trailing twelve-month revenue with net income of $108.0M, representing a net margin of 36.1%. These figures are based on the Q2 2026 filing.
Who are Community Trust Bancorp's competitors?
Community Trust Bancorp's key competitors include JPMorgan Chase & Co., Fifth Third Bancorp, PNC Financial Services Group, Inc., and others. These companies compete in similar markets and product categories.
What subsidiaries does Community Trust Bancorp have?
Community Trust Bancorp's subsidiaries include Community Trust Bank, Inc., Community Trust and Investment Company.
Where is Community Trust Bancorp headquartered?
Community Trust Bancorp is headquartered in United States of America and employs approximately 967 people. It has been publicly traded since 1991.