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PNC Financial Services

PNCNYSEStock Fundamentals

The PNC Financial Services Group, Inc. is a leading diversified financial services holding company providing retail banking, corporate and institutional banking, and asset management services across the United States. The company operates primarily through its national bank subsidiary, PNC Bank, delivering a comprehensive suite of lending, deposit, and fee-based products to individuals, small businesses, corporations, and government entities. PNC leverages a coast-to-coast branch network and strategic international offices to maintain strong local relationships while offering national product capabilities.

Market Cap$88.0B
Revenue TTM$23.8B
Net Income TTM$7.3B
P/E Ratio12.11
Net Margin30.53%
EPS TTM$17.21
Employees56.4K
CEOWilliam S. Demchak
CountryUnited States of America
Financial Services
Banks - Regional
SegmentsBanks, Regional Banks, Asset Management
Business ModelsInterest-based lending, Fee-based services, Asset management fees, Transaction processing
Most Recent EarningsApr 15, 2026 · 1 month 11 days agoQ1 2026
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Next EarningsJul 15, 2026 · in 2 monthsBefore Market Open · Q2 2026

Financials

Based on Q1 2026 filing

ROE12.11%
D/E104.78%
Total Debt$66.7B
Cash$31.7B

Net Income

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Operating Cash Flow

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EPS (Diluted)

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Business Segments

Retail Banking

primary

Provides a full range of consumer and business banking products and services through a national branch network and digital channels. This segment focuses on personal and small business lending, deposit taking, and relationship-based financial services.

Products

Deposit products, Credit cards, Mortgages, Automobile loans, Student loans, Consumer loans

Customers

Individual consumers, Small businesses

Corporate and Institutional Banking

major

Offers specialized financial services for large corporations and government entities, focusing on capital intensive and transactional needs. Services include complex lending arrangements, treasury management, and capital markets advisory.

Products

Corporate banking, Real estate finance, Asset-based lending, Treasury management services, Securities underwriting, Market-making, Swap dealing

Customers

Corporations, Government entities, Institutional clients

Asset Management

moderate

Delivers wealth management and investment advisory services to high-net-worth individuals and institutional investors. This segment includes fiduciary services and alternative investment activities.

Products

Wealth management, Investment advisory, Fiduciary services, Alternative investment activities

Customers

High-net-worth individuals, Institutional investors, Families

Segment Financials

Retail Banking — Personnel

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Retail Banking — Segment allocations

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Retail Banking — Out-of-scope noninterest income

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Corporate & Institutional Banking — Personnel

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Corporate & Institutional Banking — Segment allocations

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Corporate & Institutional Banking — Out-of-scope noninterest income

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Asset Management Group — Personnel

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Asset Management Group — Out-of-scope noninterest income

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Asset Management Group — Segment allocations

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Business Overview

Competitive Position

One of the largest diversified financial institutions in the U.S. with a coast-to-coast retail presence and significant scale in corporate banking.

Geographies

United States, Canada, United Kingdom, Germany, China

Customer Segments

Retail, Commercial, Institutional, Government

Upstream Dependencies

Depositors, Wholesale funding markets, Federal Reserve liquidity facilities, Technology and data providers

Downstream Customers

Individual consumers, Small business owners, Corporate treasurers, Public sector entities, Institutional asset owners

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PNC Financial Services FAQ

Common questions about PNC Financial Services

The PNC Financial Services Group, Inc. is a leading diversified financial services holding company providing retail banking, corporate and institutional banking, and asset management services across the United States. The company operates primarily through its national bank subsidiary, PNC Bank, delivering a comprehensive suite of lending, deposit, and fee-based products to individuals, small businesses, corporations, and government entities. PNC leverages a coast-to-coast branch network and strategic international offices to maintain strong local relationships while offering national product capabilities.

PNC Financial Services (PNC) has a market capitalization of $88.0B and trades on NYSE.

PNC Financial Services generated $23.8B in trailing twelve-month revenue with net income of $7.3B, representing a net margin of 30.5%. These figures are based on the Q1 2026 filing.

PNC Financial Services's key competitors include Truist Financial Corporation, U.S. Bancorp, Wells Fargo & Company, and others. These companies compete in similar markets and product categories.

PNC Financial Services has approximately 56,411 employees.