Cash & Equivalents
PNC Financial Services Cash & Equivalents increased by 2.2% to $39.71B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 12.3%, from $45.28B to $39.71B. Over 5 years (FY 2020 to FY 2025), Cash & Equivalents shows an upward trend with a 43.0% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase signals improved liquidity and financial flexibility, while a decrease may indicate heavy capital expenditure, debt repayment, or aggressive share buybacks.
Detailed definition
Represents the most liquid assets on the balance sheet, including physical currency and short-term investments with matu...
Peer comparison
Large-cap technology peers often maintain high cash balances to fund rapid innovation and offset the cyclical nature of consumer electronics.
cash_and_equivalentsHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $8.13B | $8.20B | $7.43B | $6.97B | $7.95B | $5.97B | $6.45B | $5.34B | $5.60B | $4.78B | $5.94B | $5.00B | $38.41B | $40.30B | $45.28B | $37.41B | $29.40B | $38.87B | $39.71B |
| QoQ Change | — | +0.9% | -9.4% | -6.2% | +14.0% | -24.9% | +7.9% | -17.2% | +5.0% | -14.7% | +24.1% | -15.8% | +668.3% | +4.9% | +12.4% | -17.4% | -21.4% | +32.2% | +2.2% |
| YoY Change | — | — | — | — | -2.2% | -27.2% | -13.3% | -23.5% | -29.5% | -20.0% | -7.9% | -6.3% | +585.3% | +742.8% | +662.9% | +648.3% | -23.4% | -3.6% | -12.3% |
Cash & Equivalents at Other Companies
Frequently Asked Questions
- What is PNC Financial Services's cash & equivalents?
- PNC Financial Services (PNC) reported cash & equivalents of $39.71B in Q4 2025.
- How has PNC Financial Services's cash & equivalents changed year-over-year?
- PNC Financial Services's cash & equivalents decreased by 12.3% year-over-year, from $45.28B to $39.71B.
- What is the long-term trend for PNC Financial Services's cash & equivalents?
- Over 5 years (2020 to 2025), PNC Financial Services's cash & equivalents has grown at a 43.0% compound annual growth rate (CAGR), from $6.64B to $39.71B.
- What does cash & equivalents mean?
- Money in the bank and very short-term investments that can be turned into cash almost instantly.