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PNC Financial Services Cash Flow Statement

Operating, investing, and financing cash movements

PNC Financial Services generated $6.8B in operating cash flow over the trailing twelve months. Based on the Q1 2026 filing.

Net Cash From Operating (TTM)$6.8BNet Cash From Investing (TTM)-$25.2BNet Cash From Financing (TTM)$11.7BDepreciation And Amortization Cf (TTM)$357.0MNet Change In Cash (TTM)-$5.2B
Latest FilingQ1 2026
Report Date2026-05-05
Market Cap$93.9B
P/E Ratio12.92
ROE12.11%

Investing

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Acquisitions, net of cash acquired—$0———$80M
Federal funds sold and resale agreements—-$445M$257M-$669M$1.3B$260M
Payments for (Proceeds from) Loans Receivable-$4.5B$2.4B$7.4B$173M$4.8B$13.8B
Payment for (Proceeds from) Other Investing Activity$516M$145M$525M$827M$1.1B$1.6B
Payments to Acquire Held-to-Maturity Securities$717M$31M$3.9B$1.2B$1.5B$3.3B
Payment for Acquisition, Loan, Held-for-Investment$320M$403M$450M$739M$720M$600M
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale$1.6B$1.7B$1.7B$2.2B$1B$1.9B
Securities available-for-sale$0$1.2B$90M$0$1.9B$7.7B
Sales of notes receivable originally classified as held for investment$261M$143M$150M$281M$302M$177M
Payments for and Proceeds from Loans Receivable-$4.5B$2.4B$7.4B$173M$4.8B$13.8B
Net cash from investing activities—-$980M-$11.7B-$820M-$2.1B-$10.6B
Purchases of investments$4.9B$4.1B$4.9B$3.1B$3.3B$5.7B
Paydowns and maturities of HTM securities$7.1B$3.5B$3.4B$3.4B$4.8B$4.5B

Operating

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Other working capital changes-$1.1B$22M-$148M-$253M-$329M-$480M
Deferred income taxes—-$47M-$11M-$10M—-$102M
Depreciation and amortization$164M$90M$82M$101M$108M$66M
Net cash from operating activities$1.8B-$509M$1.5B$2.7B$757M$1.9B
Net income$1.6B$1.5B$1.6B$1.8B$2B$1.8B
Provision For Credit Losses$156M$219M$254M$167M$139M$210M
Accrued expenses and other liabilities-$810M-$1.6B-$784M——-$1.8B
Increase (Decrease) in Loan, Held-for-Sale$133M$297M$658M—$854M-$571M
Increase (Decrease) in Other Operating Assets—-$964M-$818M-$863M—-$474M
Changes in fair value of mortgage servicing rights—$191M$137M$94M$70M$108M
Change in trading and equity securities-$287M$1.5B$151M$1.6B$673M-$105M

Financing

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Dividends paid$644M$639M$642M$678M$676M$696M
Change in federal funds purchased and securities sold under repurchase agreements—-$3M-$33M$132M—-$28M
Interest-bearing deposits$4.7B-$3.6B$2.9B$8.1B$7.6B-$3.9B
Noninterest-bearing deposits-$2B-$272M$885M-$2B—-$2.3B
Payments of Ordinary Dividends, Preferred Stock and Preference Stock$94M$71M$83M$71M$83M$73M
Common and treasury stock$9M$25M$9M$27M$9M$26M
Federal Home Loan Bank advances$3B$0$3B$1.1B$0$10B
Subordinated debt—$0———$1.5B
Other, net—$0———$154M
Short-term borrowings/(repayments) less than 90 days — net—$419M-$270M$621M-$1.1B$290M
Senior debt$3.2B$2.7B$2.5B$2.8B$0$2.6B
Repayments Maturities Of Federal Home Loan Bank Borrowings$9B$4B$3B$3B$3.1B$3B
Repayments Maturities Of Senior Debt$2.4B$750M$2B——$3B
Payment of Deferred Purchase Consideration—$0———$154M
Noncontrolling interest transactions and other—$0———$154M
Net cash from financing activities-$3.9B-$6.4B$2.2B$6.6B$2.2B$644M
Noncontrolling Interests Activity and Other—$0———$154M
Repurchases of common stock$221M$262M$336M$334M$406M$796M

Supplemental

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Interest paid$3.5B$2.7B$2.8B$2.8B$2.8B$2.5B
ROU Asset Obtained for Lease Liability$65M$73M$76M$80M$202M$153M

Other

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Net increase (decrease) in cash—-$7.9B-$8B——-$8B
Adjustment to assets and liabilities related to partially financed investment exits$0$0$0$0$0—
Leased assets obtained in exchange for operating lease liabilities$65M$73M$76M$80M$202M$153M
Transfer from loans to foreclosed assets$9M$12M$9M$15M$13M$10M
Transfers from Loans to Loans Held for Sale$37M$90M$18M$128M$84M$0