Cash & Equivalents
U.S. Bancorp Cash & Equivalents decreased by 29.6% to $46.89B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 17.0%, from $56.50B to $46.89B. Over 5 years (FY 2020 to FY 2025), Cash & Equivalents shows a downward trend with a -5.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase signals improved liquidity and financial flexibility, while a decrease may indicate heavy capital expenditure, debt repayment, or aggressive share buybacks.
Detailed definition
Represents the most liquid assets on the balance sheet, including physical currency and short-term investments with matu...
Peer comparison
Large-cap technology peers often maintain high cash balances to fund rapid innovation and offset the cyclical nature of consumer electronics.
cash_and_equivalentsHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $44.57B | $63.90B | $28.91B | $44.30B | $39.12B | $41.65B | $53.54B | $66.23B | $70.64B | $64.35B | $61.19B | $76.99B | $65.83B | $73.56B | $56.50B | $50.01B | $57.81B | $66.64B | $46.89B |
| QoQ Change | — | +43.4% | -54.8% | +53.3% | -11.7% | +6.5% | +28.5% | +23.7% | +6.7% | -8.9% | -4.9% | +25.8% | -14.5% | +11.7% | -23.2% | -11.5% | +15.6% | +15.3% | -29.6% |
| YoY Change | — | — | — | — | -12.2% | -34.8% | +85.2% | +49.5% | +80.6% | +54.5% | +14.3% | +16.2% | -6.8% | +14.3% | -7.7% | -35.0% | -12.2% | -9.4% | -17.0% |
Cash & Equivalents at Other Companies
Frequently Asked Questions
- What is U.S. Bancorp's cash & equivalents?
- U.S. Bancorp (USB) reported cash & equivalents of $46.89B in Q4 2025.
- How has U.S. Bancorp's cash & equivalents changed year-over-year?
- U.S. Bancorp's cash & equivalents decreased by 17.0% year-over-year, from $56.50B to $46.89B.
- What is the long-term trend for U.S. Bancorp's cash & equivalents?
- Over 5 years (2020 to 2025), U.S. Bancorp's cash & equivalents has grown at a -5.6% compound annual growth rate (CAGR), from $62.58B to $46.89B.
- What does cash & equivalents mean?
- Money in the bank and very short-term investments that can be turned into cash almost instantly.