Cash & Equivalents
Current AssetsBank of America Cash & Equivalents decreased by 5.9% to $231.85B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 20.1%, from $290.11B to $231.85B. Over 5 years (FY 2020 to FY 2025), Cash & Equivalents shows a downward trend with a -9.4% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase signals improved liquidity and the ability to fund operations or acquisitions without debt; a decrease may indicate heavy capital expenditure or shareholder returns.
Detailed definition
Represents the most liquid assets on the balance sheet, including physical currency and short-term instruments with matu...
Peer comparison
Peer tech giants like Alphabet or Apple maintain massive cash reserves to navigate market volatility and fund R&D.
cash_and_equivalentsHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $260.03B | $279.85B | $348.22B | $273.93B | $198.00B | $204.98B | $230.20B | $376.22B | $373.55B | $351.73B | $333.07B | $313.40B | $320.63B | $295.59B | $290.11B | $273.58B | $266.01B | $246.51B | $231.85B |
| QoQ Change | — | +7.6% | +24.4% | -21.3% | -27.7% | +3.5% | +12.3% | +63.4% | -0.7% | -5.8% | -5.3% | -5.9% | +2.3% | -7.8% | -1.9% | -5.7% | -2.8% | -7.3% | -5.9% |
| YoY Change | — | — | — | — | -23.9% | -26.8% | -33.9% | +37.3% | +88.7% | +71.6% | +44.7% | -16.7% | -14.2% | -16.0% | -12.9% | -12.7% | -17.0% | -16.6% | -20.1% |
Cash & Equivalents at Other Companies
Frequently Asked Questions
- What is Bank of America's cash & equivalents?
- Bank of America (BAC) reported cash & equivalents of $231.85B in Q4 2025.
- How has Bank of America's cash & equivalents changed year-over-year?
- Bank of America's cash & equivalents decreased by 20.1% year-over-year, from $290.11B to $231.85B.
- What is the long-term trend for Bank of America's cash & equivalents?
- Over 5 years (2020 to 2025), Bank of America's cash & equivalents has grown at a -9.4% compound annual growth rate (CAGR), from $380.46B to $231.85B.
- What does cash & equivalents mean?
- Money in the bank and investments that can be turned into cash almost instantly.