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Net margin at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
31.5%-1.5pp
U.S. Bancorp logo
U.S. BancorpUSB
27%+2.8pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
25.5%+1.0pp
Truist Financial logo
Truist FinancialTFC
26.9%-9.8pp
PNC Financial Services logo
PNC Financial ServicesPNC
30.5%+2.6pp
Citizens Financial Group logo
Citizens Financial GroupCFG
23.3%+3.4pp

Other financials

Income statement

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Revenue$30.3B+7.2%
Net income$8.6B+16.6%
EPS (diluted)$1.11+24.7%

Balance sheet

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Cash & equivalents$242.48B-11.4%
Total debt$337.44B+7.7%
Total equity$300.67B+2.3%
Total assets$3.50T+4.4%

Cash flow

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Operating cash flow$41.8B+2,013%

Valuation

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Market cap$401.17B+9.8%
Enterprise value$496.13B+24.2%
P/E12.7×-0.6×
P/S3.5×+0.1×

Returns & leverage

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Return on equity10.7%+1.2pp
Debt / equity1.1×+0.1×

Where this comes from

Calculated from Bank of America’s reported figures.

Based on trailing twelve months.

The official record: Bank of America’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of America's net margin?
Bank of America (BAC) reported net margin of 27.3% in Q1 2026.
How has Bank of America's net margin changed year-over-year?
Bank of America's net margin increased by 7.0% year-over-year, from 25.5% to 27.3%.
What is the long-term trend for Bank of America's net margin?
Over 4 years (2021 to 2025), Bank of America's net margin has grown at a -5.2% compound annual growth rate (CAGR), from 129% to 104%.
What does net margin mean?
The share of every sales dollar that becomes bottom-line profit.
How do you interpret net margin?
Higher is better, but net margin mixes operating performance with financing and tax effects and one-off items — read it alongside operating margin to separate the operating story from the rest.
How does net margin compare across companies?
Comparable across peers but sensitive to leverage and tax structure; two operationally identical firms can show different net margins purely from financing.