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U.S. Bancorp

USB

U.S. Bancorp is a diversified financial services holding company that provides a comprehensive suite of banking, investment, and payment solutions to individuals, businesses, and institutional clients.

Market cap
$97.97B+31.2%
Revenue$28.9B+4.7%
Net income$7.8B+16.7%
EPS (diluted)$4.78+18.0%
Trailing twelve months · change vs. prior year

Earnings

Next report

Jul 16, 2026 (In 1 week)
Revenue estimate$7.6B
EPS estimate$1.27

Financials

Q1 2026

Income statement

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Revenue$7.3B+4.8%
Net income$1.9B+13.8%
EPS (diluted)$1.18+14.6%

Balance sheet

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Cash & equivalents$48.4B-3.2%
Total debt$79.2B+2.9%
Total equity$65.8B+9.5%
Total assets$701.00B+3.6%

Cash flow

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Operating cash flow$1.3B+535%

Valuation & ratios

Valuation

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Market cap$97.97B+31.2%
Enterprise value$128.77B+35.2%
P/E12.6×+1.8×
P/S3.4×+0.7×

Profitability

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Net margin27%+2.8pp

Returns & leverage

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Return on equity12.4%+0.8pp
Debt / equity1.2×-0.1×

Segments

By segment

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Wealth Corporate Commercial And Institutional Banking$3.5B+11.2%
Consumer And Business Banking$2.3B+1.2%
Payment Services$1.7B+3.9%

Competitors

Profile

U.S. Bancorp is a diversified financial services holding company that provides a comprehensive suite of banking, investment, and payment solutions to individuals, businesses, and institutional clients. The company operates primarily through its subsidiary, U.S. Bank National Association, leveraging a significant domestic branch network and digital platforms to deliver core retail and commercial banking services. Its value proposition is centered on a multi-segment model that integrates traditional lending and depository services with specialized wealth management and global payment processing.

Competitive position

One of the largest providers of corporate trust and purchasing card services in the United States with a leading regional banking presence in the Midwest and West.

GeographiesUnited States, Canada, Europe
Customer segmentsRetail, SME, Enterprise, Institutional, Government
Business modelInterest-based Lending, Transaction Fee-based Services, Asset Management Fees
SuppliersFederal Reserve System, Depositors, Technology Infrastructure Providers, Credit Rating Agencies
CustomersIndividual Homeowners, Retail Consumers, Small Business Owners, Corporate Treasurers, Public Sector Entities
Listed1973
Employees75.5K
CEOGunjan Kedia
Websiteusbank.com
FilingsSEC EDGAR

Questions, answered.

What is U.S. Bancorp's market cap?
U.S. Bancorp (USB) has a market capitalization of $98.0B and trades on NYSE.
What is U.S. Bancorp's revenue and profitability?
U.S. Bancorp generated $28.9B in trailing twelve-month revenue with net income of $7.8B, representing a net margin of 27.0%. These figures are based on the Q1 2026 filing.
Who are U.S. Bancorp's competitors?
U.S. Bancorp's key competitors include Wells Fargo & Company, Bank of America Corporation, First US Bancshares, Inc. Common Stock, and others. These companies compete in similar markets and product categories.
Who does U.S. Bancorp partner with?
U.S. Bancorp's notable partners include BTIG, LLC.
What subsidiaries does U.S. Bancorp have?
U.S. Bancorp's subsidiaries include U.S. Bank National Association, U.S. Bancorp Investments, Inc., U.S. Bancorp Advisors, LLC, and others.
Where is U.S. Bancorp headquartered?
U.S. Bancorp is headquartered in United States of America and employs approximately 75,465 people. It has been publicly traded since 1973.