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U.S. Bancorp USB Q2 2026 earnings

Reported July 16, 2026 · Before market open

Revenue$7.7BBeat by $134.8M
EPS$1.35Beat by $0.07
Revenue estimate$7.6B
EPS estimate$1.28

Next report

Oct 15, 2026 (In 1 week)
Revenue estimate$8.0B
EPS estimate$1.31

Financials

Q2 2026

Income statement

See full
Revenue$7.7B+10.2%
Net income$2.2B+19.9%
EPS (diluted)$1.35+21.6%

Balance sheet

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Cash & equivalents$66.5B+15.0%
Total debt$96.0B+21.4%
Total equity$67.4B+9.8%
Total assets$725.92B+5.8%

Cash flow

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Operating cash flow$4.8B+152%

Valuation & ratios

Valuation

as of 10/02/26
See full
Market cap$89.37B+19.9%
Enterprise value$118.89B+38.4%
P/E10.9×+0.6×
P/S3×+0.4×

Profitability

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Net margin27.6%+2.7pp

Returns & leverage

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Return on equity12.7%+1.0pp
Debt / equity1.4×+0.1×

Segments

By segment

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Wealth, Corporate, Commercial and Institutional Banking$3.8B+17.1%
Consumer and Business Banking$2.4B-0.1%
Payment Services$1.8B+5.7%

FAQ

When did U.S. Bancorp report Q2 2026 earnings?
U.S. Bancorp (USB) reported Q2 2026 earnings on July 16, 2026 before market open.
What were U.S. Bancorp's Q2 2026 revenue and EPS?
U.S. Bancorp reported revenue of $7.7B and eps of $1.35 for Q2 2026.
Did U.S. Bancorp beat estimates in Q2 2026?
Revenue beat the consensus estimate of $7.6B by $134.8M. EPS beat the consensus estimate of $1.28 by $0.07.
How did U.S. Bancorp's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 10.6% from $7.0B a year earlier and eps grew 21.6% from $1.11.
Where can I find U.S. Bancorp's Q2 2026 SEC filings?
You can read the 8-K earnings release (0000036104-26-000039) and the 10-Q periodic report (0000036104-26-000044) directly on SEC EDGAR. The filing index links above go to sec.gov.