Skip to content
First US Bancshares, Inc. logo

First US Bancshares, Inc.

FUSB

First US Bancshares, Inc. is a bank holding company that operates primarily through its wholly-owned subsidiary, First US Bank.

Market cap
$91.86M+21.3%
Revenue$41.3M+4.4%
Net income$6.2M-21.3%
Free cash flow$11.0M+47.3%
EPS (diluted)$1.04-18.8%
Trailing twelve months · change vs. prior year

Earnings

Next report

Date not yet announced

Financials

Q1 2026

Income statement

See full
Revenue$10.1M+2.9%
Net income$1.9M+9.8%
EPS (diluted)$0.33+13.8%

Balance sheet

See full
Cash & equivalents$66.6M+18.8%
Total debt$12.5M-78.3%
Total assets$1.2B+3.4%

Cash flow

See full
Operating cash flow$4.1M+134%
CapEx$474.0K+577%
Free cash flow$3.6M+115%

Valuation & ratios

Valuation

See full
Market cap$91.86M+21.3%
Enterprise value$37.79M-44.0%
P/E14.9×+2.3×
P/S2.2×+0.4×

Profitability

See full
Net margin14.9%-4.9pp
FCF margin26.7%+7.8pp

Competitors

Profile

First US Bancshares, Inc. is a bank holding company that operates primarily through its wholly-owned subsidiary, First US Bank. The company provides a comprehensive suite of commercial and retail banking services, including deposit products, personal and commercial lending, and specialized business services. Its core value proposition focuses on serving small- to medium-sized businesses and individuals through a combination of traditional branch banking, loan production offices, and digital market capabilities.

Competitive position

A regional community bank focused on the Southeastern United States, competing through localized service and specialized indirect lending channels.

GeographiesAlabama, Tennessee, Virginia, United States
Customer segmentsSME, Retail, High-net-worth individuals
Business modelInterest-based lending, Fee-based services, B2B2C
SuppliersFederal Reserve System, Federal Home Loan Bank of Atlanta, Technology and core banking software providers, Retail deposit base
CustomersSmall and medium enterprises, Individual borrowers, Commercial real estate developers, Retailers using indirect financing
Listed1999
Employees154.0
CEOJames F. House
FilingsSEC EDGAR

Questions, answered.

What is First US Bancshares, Inc.'s market cap?
First US Bancshares, Inc. (FUSB) has a market capitalization of $91.9M and trades on NASDAQ.
What is First US Bancshares, Inc.'s revenue and profitability?
First US Bancshares, Inc. generated $41.3M in trailing twelve-month revenue with net income of $6.2M, representing a net margin of 14.9%, with free cash flow of $11.0M. These figures are based on the Q1 2026 filing.
Who are First US Bancshares, Inc.'s competitors?
First US Bancshares, Inc.'s key competitors include Regions Financial Corporation, Ally Financial Inc., International Bancshares Corp, and others. These companies compete in similar markets and product categories.
Who does First US Bancshares, Inc. partner with?
First US Bancshares, Inc.'s notable partners include Federal Home Loan Bank of Atlanta.
What subsidiaries does First US Bancshares, Inc. have?
First US Bancshares, Inc.'s subsidiaries include First US Bank.
Where is First US Bancshares, Inc. headquartered?
First US Bancshares, Inc. is headquartered in United States of America and employs approximately 154 people. It has been publicly traded since 1999.