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First Bancorp

FNLC

The First Bancorp, Inc. is a financial holding company that operates primarily through its subsidiary, First National Bank.

Market cap
$402.2M+42.7%
Revenue$101.3M+16.7%
Net income$37.8M+26.1%
EPS (diluted)$4.17+55.0%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 21, 2026 (in 2 months)

Financials

Q2 2026

Income statement

See full
Revenue$25.8M+14.6%
Net income$9.6M+18.6%
EPS (diluted)$1.65+129%

Balance sheet

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Cash & equivalents$29.8M+8.8%
Total debt$214.1M+9.1%
Total equity$293.0M+10.3%
Total assets$3.2B+0.5%

Valuation & ratios

Valuation

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Market cap$402.2M+42.7%
Enterprise value$586.51M+30.4%
P/E10.6×+1.3×
P/S+0.7×

Profitability

See full
Net margin37.3%+2.8pp

Returns & leverage

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Return on equity13.5%+1.8pp
Debt / equity0.7×0.0×

Segments

By product

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Debit card income$1.4M+6.9%

Competitors

Profile

The First Bancorp, Inc. is a financial holding company that operates primarily through its subsidiary, First National Bank. The company provides a comprehensive suite of retail and commercial banking services, alongside wealth management and investment solutions, to individuals, businesses, and municipal entities. Its core value proposition centers on local decision-making and personalized service within its primary markets in Mid-Coast and Eastern Maine.

Competitive position

A community-focused regional bank emphasizing local management and decision-making power to compete against larger national institutions.

GeographiesMaine, United States
Customer segmentsRetail Banking Customers, Small and Medium Enterprises, Municipalities, Institutional Clients
Business modelB2C, B2B, Interest-based Income, Fee-based Services
SuppliersFederal Reserve System, Technology and Software Providers, Third-party Investment Product Providers
CustomersRetail Borrowers, Commercial Enterprises, Local Government Units, Trust and Estate Clients
Listed1994
Employees275.0
CEOTony C. McKim
FilingsSEC EDGAR

FAQ

What is First Bancorp's market cap?
First Bancorp (FNLC) has a market capitalization of $402.2M and trades on NASDAQ.
What is First Bancorp's revenue and profitability?
First Bancorp generated $101.3M in trailing twelve-month revenue with net income of $37.8M, representing a net margin of 37.3%. These figures are based on the Q2 2026 filing.
Who are First Bancorp's competitors?
First Bancorp's key competitors include Camden National Corporation, TD Bank, First Mid Bancshares, Inc. Common Stock, and others. These companies compete in similar markets and product categories.
Who does First Bancorp partner with?
First Bancorp's notable partners include Bangor Savings Bank.
What subsidiaries does First Bancorp have?
First Bancorp's subsidiaries include First National Bank.
Where is First Bancorp headquartered?
First Bancorp is headquartered in United States of America and employs approximately 275 people. It has been publicly traded since 1994.