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Net margin at other companies

Camden National logo
Camden NationalCAC
33.4%+10.6pp
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
26.2%+1.2pp
Home Bancorp logo
Home BancorpHBCP
30.4%+1.3pp
West Bancorporation logo
West BancorporationWTBA
37.1%+4.4pp
First Internet Bancorp logo
First Internet BancorpINBK
-29%-47.0pp
First Business Financial Services logo
First Business Financial ServicesFBIZ
29.8%+0.4pp

Other financials

Income statement

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Revenue$25.8M+14.6%
Net income$9.6M+18.6%
EPS (diluted)$0.85+18.1%

Balance sheet

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Cash & equivalents$29.8M+8.8%
Total debt$214.1M+9.1%
Total equity$293.0M+10.3%
Total assets$3.2B+0.5%

Cash flow

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Operating cash flow$22.8M+945%
CapEx$189.0K+40.0%
Free cash flow$22.2M+2,587%

Valuation

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Market cap$399.04M+41.2%
Enterprise value$583.35M+29.2%
P/E10.6×+1.1×
P/S3.9×+0.7×

Profitability

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FCF margin57.1%+24.5pp

Returns & leverage

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Return on equity13.5%+1.8pp
Debt / equity0.7×0.0×

Where this comes from

Calculated from First Bancorp’s reported figures.

Based on trailing twelve months.

The source filing: First Bancorp’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 10:18 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000765207-26-000106

FAQ

What is First Bancorp's net margin?
First Bancorp (FNLC) reported net margin of 37.3% in Q2 2026.
How has First Bancorp's net margin changed year-over-year?
First Bancorp's net margin increased by 8.0% year-over-year, from 34.5% to 37.3%.
What is the long-term trend for First Bancorp's net margin?
Over 5 years (2020 to 2025), First Bancorp's net margin has grown at a 0.9% compound annual growth rate (CAGR), from 34.8% to 36.3%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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