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First Bancorp FNLC Free cash flow margin

Free cash flow margin at other companies

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31.2%-4.7pp
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121.5%
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First Business Financial ServicesFBIZ
30.7%-7.4pp

Other financials

Income statement

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Revenue$25.8M+14.6%
Net income$9.6M+18.6%
EPS (diluted)$0.85+18.1%

Balance sheet

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Cash & equivalents$29.8M+8.8%
Total debt$214.1M+9.1%
Total equity$293.0M+10.3%
Total assets$3.2B+0.5%

Cash flow

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Operating cash flow$22.8M+945%
CapEx$189.0K+40.0%
Free cash flow$22.2M+2,587%

Valuation

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Market cap$399.04M+41.2%
Enterprise value$583.35M+29.2%
P/E10.6×+1.1×
P/S3.9×+0.7×

Profitability

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Net margin37.3%+2.8pp

Returns & leverage

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Return on equity13.5%+1.8pp
Debt / equity0.7×0.0×

Where this comes from

Calculated from First Bancorp’s reported figures.

Based on trailing twelve months.

The source filing: First Bancorp’s 10-Q, filed May 8, 2026. Open the filing →

Filed
May 8, 2026, 10:35 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000765207-26-000087

FAQ

What is First Bancorp's free cash flow margin?
First Bancorp (FNLC) reported free cash flow margin of 57.1% in Q1 2026.
How has First Bancorp's free cash flow margin changed year-over-year?
First Bancorp's free cash flow margin increased by 75.3% year-over-year, from 32.6% to 57.1%.
What is the long-term trend for First Bancorp's free cash flow margin?
Over 5 years (2020 to 2025), First Bancorp's free cash flow margin has grown at a 7.1% compound annual growth rate (CAGR), from 25.9% to 36.5%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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