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First Bancorp FNLC Free cash flow margin

Free cash flow margin at other companies

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Camden NationalCAC
29.7%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
27.9%-13.9pp
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Home BancorpHBCP
33.1%+1.1pp
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
32.4%
West Bancorporation logo
West BancorporationWTBA
47.7%+16.5pp
First Business Financial Services logo
First Business Financial ServicesFBIZ
30.7%-7.4pp

Other financials

Income statement

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Revenue$25.1M+15.3%
Net income$9.0M+27.1%
EPS (diluted)$0.80+27.0%

Balance sheet

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Cash & equivalents$23.6M-10.7%
Total debt$195.8M+5.6%
Total equity$286.8M+10.4%
Total assets$3.2B+0.4%

Cash flow

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Operating cash flow$22.8M+945%
CapEx$526.0K-61.1%
Free cash flow$22.2M+2,587%

Valuation

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Market cap$383.94M+43.8%
Enterprise value$556.13M+30.6%
P/E10.6×+1.1×
P/S3.9×+0.7×

Profitability

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Net margin37%+3.4pp

Returns & leverage

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Return on equity13.3%+2.1pp
Debt / equity0.7×0.0×

Where this comes from

Calculated from First Bancorp’s reported figures.

Based on trailing twelve months.

The official record: First Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Bancorp's free cash flow margin?
First Bancorp (FNLC) reported free cash flow margin of 57.1% in Q1 2026.
How has First Bancorp's free cash flow margin changed year-over-year?
First Bancorp's free cash flow margin increased by 75.3% year-over-year, from 32.6% to 57.1%.
What is the long-term trend for First Bancorp's free cash flow margin?
Over 5 years (2020 to 2025), First Bancorp's free cash flow margin has grown at a 7.1% compound annual growth rate (CAGR), from 25.9% to 36.5%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.