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Home Bancorp HBCP Free cash flow margin

Free cash flow margin at other companies

Hancock Whitney Corporation logo
Hancock Whitney CorporationHWC
36.8%-1.0pp
Greene County Bancorp logo
Greene County BancorpGCBC
41.3%+5.9pp
Independent Bank Corporation logo
Independent Bank CorporationIBCP
16.6%-7.1pp
Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
16.1%-11.7pp
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
27.9%-13.9pp
CTB
Community Trust BancorpCTBI
34.7%-7.4pp

Other financials

Income statement

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Revenue$38.2M+6.9%
Net income$11.4M+3.6%
EPS (diluted)$1.45+5.8%

Balance sheet

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Cash & equivalents$223.5M+102%
Total debt$9.6M-93.5%
Total equity$444.4M+10.3%
Total assets$3.6B+2.0%

Cash flow

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Operating cash flow$16.8M+33.7%
CapEx$2.4M-39.2%
Free cash flow$14.5M+66.2%

Valuation

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Market cap$530.08M+37.3%
P/E11.4×+1.3×
P/S3.5×+0.7×

Profitability

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Net margin30.7%+3.1pp

Returns & leverage

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Return on equity11%+1.1pp
Debt / equity-0.4×

Where this comes from

Calculated from Home Bancorp’s reported figures.

Based on trailing twelve months.

The official record: Home Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Bancorp's free cash flow margin?
Home Bancorp (HBCP) reported free cash flow margin of 33.1% in Q1 2026.
How has Home Bancorp's free cash flow margin changed year-over-year?
Home Bancorp's free cash flow margin increased by 3.4% year-over-year, from 32.1% to 33.1%.
What is the long-term trend for Home Bancorp's free cash flow margin?
Over 5 years (2020 to 2025), Home Bancorp's free cash flow margin has grown at a -7.5% compound annual growth rate (CAGR), from 44% to 29.8%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.