Skip to content
Screener

Independent Bank Corporation IBCP Free cash flow margin

Free cash flow margin at other companies

Fifth Third Bank logo
Fifth Third BankFITB
16.1%
Huntington Bancshares logo
Huntington BancsharesHBAN
27.6%
Equity Bancshares logo
Equity BancsharesEQBK
36.1%+3.1pp
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
-22.7%
RBB Bancorp logo
RBB BancorpRBB
824.3%-266pp
BSR
Sierra BancorpBSRR
59.4%+26.1pp

Other financials

Income statement

See full
Revenue$63.2M+13.0%
Net income$18.8M+11.4%
EPS (diluted)$0.90+11.1%

Balance sheet

See full
Cash & equivalents$165.5M+13.2%
Total debt$7.0M+0.5%
Total equity$528.4M+12.6%
Total assets$5.7B+4.5%

Cash flow

See full
Operating cash flow$20.3M+5.7%
CapEx$3.6M+56.3%
Free cash flow$16.7M-1.1%

Valuation

See full
Market cap$854.67M+37.0%
Enterprise value$696.26M+43.6%
P/E11.9×+2.3×
P/S3.6×+0.8×

Profitability

See full
Net margin30.2%+1.2pp

Returns & leverage

See full
Return on equity14.4%0.0pp
Debt / equity0.0×

Where this comes from

Calculated from Independent Bank Corporation’s reported figures.

Based on trailing twelve months.

The source filing: Independent Bank Corporation’s 10-Q, filed August 5, 2026. Open the filing →

Filed
Aug 5, 2026, 12:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000039311-26-000061

FAQ

What is Independent Bank Corporation's free cash flow margin?
Independent Bank Corporation (IBCP) reported free cash flow margin of 16% in Q2 2026.
How has Independent Bank Corporation's free cash flow margin changed year-over-year?
Independent Bank Corporation's free cash flow margin decreased by 43.3% year-over-year, from 28.3% to 16%.
What is the long-term trend for Independent Bank Corporation's free cash flow margin?
Over 3 years (2022 to 2025), Independent Bank Corporation's free cash flow margin has grown at a -9.9% compound annual growth rate (CAGR), from 42.5% to 31.1%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

Ask your AI about Independent Bank Corporation's free cash flow margin.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude