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Sierra Bancorp BSRR Free cash flow margin

Free cash flow margin at other companies

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RBB BancorpRBB
824.3%-266pp
California BanCorp logo
California BanCorpBCAL
32.5%+0.2pp
Independent Bank Corporation logo
Independent Bank CorporationIBCP
16.6%-7.1pp
Bridgewater Bancshares, Inc. logo
Bridgewater Bancshares, Inc.BWB
18.8%
Great Southern Bancorp logo
Great Southern BancorpGSBC
33.6%-2.1pp
Southern Missouri Bancorp logo
Southern Missouri BancorpSMBC
45.8%+10.5pp

Other financials

Income statement

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Revenue$38.6M+5.0%
Net income$12.5M+37.6%
EPS (diluted)$0.96+47.7%

Balance sheet

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Cash & equivalents$156.4M-2.1%
Total debt$49.5M+0.2%
Total equity$363.7M+3.4%
Total assets$3.8B+4.1%

Cash flow

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Operating cash flow$11.1M-72.8%
CapEx$83.0K-78.4%
Free cash flow$11.0M-72.7%

Valuation

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Market cap$528.66M+39.8%
Enterprise value$421.79M+57.4%
P/E11.6×+2.2×
P/S3.4×+0.9×

Profitability

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Net margin29.1%+2.4pp

Returns & leverage

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Return on equity12.8%+1.2pp
Debt / equity0.1×0.0×

Where this comes from

Calculated from Sierra Bancorp’s reported figures.

Based on trailing twelve months.

The official record: Sierra Bancorp’s 10-Q, filed May 2, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Sierra Bancorp's free cash flow margin?
Sierra Bancorp (BSRR) reported free cash flow margin of 59.4% in Q1 2025.
How has Sierra Bancorp's free cash flow margin changed year-over-year?
Sierra Bancorp's free cash flow margin increased by 78.6% year-over-year, from 33.2% to 59.4%.
What is the long-term trend for Sierra Bancorp's free cash flow margin?
Over 3 years (2020 to 2024), Sierra Bancorp's free cash flow margin has grown at a 9.3% compound annual growth rate (CAGR), from 28.3% to 36.9%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.