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California BanCorp BCAL Free cash flow margin

Free cash flow margin at other companies

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Sierra BancorpBSRR
59.4%+26.1pp
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RBB BancorpRBB
824.3%-266pp
Five Star Bancorp logo
Five Star BancorpFSBC
45.3%-3.2pp
Equity Bancshares logo
Equity BancsharesEQBK
36.1%+3.1pp
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PCB BancorpPCB
33.9%+14.0pp
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Burke & Herbert Financial Services Corp.BHRB
25.7%-9.3pp

Other financials

Income statement

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Revenue$44.9M-0.6%
Net income$14.3M-8.8%
EPS (diluted)$0.44-8.3%

Balance sheet

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Cash & equivalents$265.0M-52.6%
Total debt$53.0M+0.7%
Total equity$586.6M+3.9%
Total assets$4.0B-1.9%

Cash flow

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Operating cash flow$14.8M+10.4%
CapEx$516.0K+1,418%
Free cash flow$14.3M+6.8%

Valuation

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Market cap$682.34M+37.4%
Enterprise value$470.37M+245%
P/E11.6×-4.3×
P/S3.8×+0.9×

Profitability

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Net margin33.4%-2.6pp

Returns & leverage

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Return on equity10.2%-1.7pp
Debt / equity0.1×0.0×

Where this comes from

Calculated from California BanCorp’s reported figures.

Based on trailing twelve months.

The source filing: California BanCorp’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001795815-26-000018

FAQ

What is California BanCorp's free cash flow margin?
California BanCorp (BCAL) reported free cash flow margin of 32.9% in Q2 2026.
How has California BanCorp's free cash flow margin changed year-over-year?
California BanCorp's free cash flow margin decreased by 8.2% year-over-year, from 35.8% to 32.9%.
What is the long-term trend for California BanCorp's free cash flow margin?
Over 2 years (2022 to 2025), California BanCorp's free cash flow margin has grown at a 50.8% compound annual growth rate (CAGR), from 13.9% to 31.6%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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