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Five Star Bancorp FSBC Free cash flow margin

Free cash flow margin at other companies

Equity Bancshares logo
Equity BancsharesEQBK
36.1%+3.1pp
Great Southern Bancorp logo
Great Southern BancorpGSBC
33.6%-2.1pp
Business First Bancshares logo
Business First BancsharesBFST
27%-0.7pp
Burke & Herbert Financial Services Corp. logo
Burke & Herbert Financial Services Corp.BHRB
25.7%-9.3pp
Independent Bank Corporation logo
Independent Bank CorporationIBCP
16.6%-7.1pp
Southern Missouri Bancorp logo
Southern Missouri BancorpSMBC
45.8%+10.5pp

Other financials

Income statement

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Revenue$45.1M+27.6%
Net income$18.6M+42.0%
EPS (diluted)$0.87+40.3%

Balance sheet

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Cash & equivalents$644.4M+42.4%
Total debt$11.5M+75.2%
Total equity$458.5M+12.8%
Total assets$5.0B+18.5%

Cash flow

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Operating cash flow$18.9M+22.3%
CapEx$168.0K+68.0%
Free cash flow$18.8M+22.0%

Valuation

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Market cap$1.01B+78.6%
Enterprise value$377.42M+215%
P/E15.1×+3.3×
P/S+1.8×

Profitability

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Net margin39.9%+3.7pp

Returns & leverage

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Return on equity15.5%+1.7pp
Debt / equity0.0×

Where this comes from

Calculated from Five Star Bancorp’s reported figures.

Based on trailing twelve months.

The official record: Five Star Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Five Star Bancorp's free cash flow margin?
Five Star Bancorp (FSBC) reported free cash flow margin of 44.5% in Q1 2026.
How has Five Star Bancorp's free cash flow margin changed year-over-year?
Five Star Bancorp's free cash flow margin decreased by 11.0% year-over-year, from 49.9% to 44.5%.
What is the long-term trend for Five Star Bancorp's free cash flow margin?
Over 5 years (2020 to 2025), Five Star Bancorp's free cash flow margin has grown at a -8.6% compound annual growth rate (CAGR), from 70.6% to 45.1%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.