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California BanCorp

BCAL

California BanCorp is a bank holding company that operates California Bank of Commerce, N.A., a relationship-focused commercial bank serving small to medium-sized businesses and professionals.

Market cap
$691.01M+40.7%
Revenue$180.2M+4.3%
Net income$60.2M+92.6%
EPS (diluted)$1.85+66.7%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 27, 2026 (in 3 months)
Revenue estimate$46.2M
EPS estimate$0.42

Financials

Q3 2026

Income statement

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Revenue$44.9M-0.6%
Net income$14.3M-8.8%
EPS (diluted)$0.44-8.3%

Balance sheet

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Cash & equivalents$265.0M-52.6%
Total debt$53.0M+0.7%
Total equity$586.6M+3.9%
Total assets$4.0B-1.9%

Valuation & ratios

Valuation

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Market cap$681.06M+40.7%
Enterprise value$469.09M+252%
P/E11.3×
P/S3.8×

Returns & leverage

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Debt / equity0.1×0.0×

Segments

By product

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Service charges and fees on deposit accounts$1.1M+38.0%

Competitors

Profile

California BanCorp is a bank holding company that operates California Bank of Commerce, N.A., a relationship-focused commercial bank serving small to medium-sized businesses and professionals. The company provides tailored financial solutions including commercial lending, treasury management, and specialized deposit products across its branch network in California. Its core value proposition centers on high-touch, personalized service and local decision-making that differentiates it from larger national financial institutions.

Competitive position

A leading independent commercial business bank in California, leveraging local market knowledge and high-touch service to capture market share from larger national banks.

GeographiesCalifornia, United States
Customer segmentsSMEs, High-net-worth individuals, Commercial contractors, Healthcare providers
Business modelInterest income, Fee-based services, Relationship banking
SuppliersFederal Reserve System, FDIC, Office of the Comptroller of the Currency (OCC), Third-party technology and core banking providers
CustomersSmall and medium-sized enterprises (SMEs), Real estate investors, Professional service practitioners, California municipalities
Listed2004
Employees204.0
CEODavid I. Rainer
FilingsSEC EDGAR

Questions, answered.

What is California BanCorp's market cap?
California BanCorp (BCAL) has a market capitalization of $691.0M and trades on NASDAQ.
What is California BanCorp's revenue and profitability?
California BanCorp generated $180.2M in trailing twelve-month revenue with net income of $60.2M, representing a net margin of 33.4%. These figures are based on the Q2 2026 filing.
Who are California BanCorp's competitors?
California BanCorp's key competitors include JPMorgan Chase & Co., Wells Fargo & Company, Bank of America Corporation, and others. These companies compete in similar markets and product categories.
Who does California BanCorp partner with?
California BanCorp's notable partners include Federal Home Loan Bank, IntraFi Network, U.S. Small Business Administration.
What subsidiaries does California BanCorp have?
California BanCorp's subsidiaries include California Bank of Commerce, N.A., BCAL OREO1, LLC.
Where is California BanCorp headquartered?
California BanCorp is headquartered in United States of America and employs approximately 204 people. It has been publicly traded since 2004.