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California BanCorp BCAL Service charges and fees on deposit accounts — Revenue

Other product segments

Interchange and ATM income
$289K-29.5%

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ACNBService charges on deposits — Revenue from contract with customer, excluding assessed tax
$1.24M+12.9%

Other financials

Income statement

See full
Revenue$44.2M-1.3%
Net income$13.8M-18.2%
EPS (diluted)$0.42-19.2%

Balance sheet

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Cash & equivalents$411.1M-6.4%
Total debt$53.4M-38.9%
Total equity$577.8M+8.7%
Total assets$4.0B+1.6%

Cash flow

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Operating cash flow$8.5M+22.2%
CapEx$236.0K+125%
Free cash flow$8.3M+20.7%

Valuation

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Market cap$663.56M+40.9%
Enterprise value$305.83M+157%
P/E11.1×-16.1×
P/S3.7×+0.6×

Profitability

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Net margin33.4%+21.9pp
FCF margin32.5%+0.2pp

Returns & leverage

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Return on equity10.8%+6.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by California BanCorp in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The official record: California BanCorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is California BanCorp's service charges and fees on deposit accounts — revenue?
California BanCorp (BCAL) reported service charges and fees on deposit accounts — revenue of $811K in Q1 2026.
How has California BanCorp's service charges and fees on deposit accounts — revenue changed year-over-year?
California BanCorp's service charges and fees on deposit accounts — revenue increased by 4.5% year-over-year, from $776K to $811K.
What is the long-term trend for California BanCorp's service charges and fees on deposit accounts — revenue?
Over 3 years (2022 to 2025), California BanCorp's service charges and fees on deposit accounts — revenue has grown at a 46.2% compound annual growth rate (CAGR), from $1.01M to $3.17M.
What does service charges and fees on deposit accounts — revenue mean?
This metric represents the total revenue generated from fees assessed on customer deposit accounts, including maintenance fees, overdraft charges, and other service-related transaction costs. It serves as a key indicator of non-interest income derived from the bank's core deposit base and reflects the monetization of retail and commercial banking services. Growth in this area highlights the bank's ability to capture fee-based income from its account holder relationships.