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California BanCorp BCAL Interchange and ATM income — Revenue
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Where this comes from
Reported directly by California BanCorp in its filing.
Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
The source filing: California BanCorp’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 4:15 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001795815-26-000018
| Line item | Three Months Ended / June 30,2026 | Six Months Ended / June 30,2025 | Six Months Ended / June 30,2026 | June 30,2025 |
|---|---|---|---|---|
| Net interest income after provision for (reversal of) credit losses | 42,640 | 42,051 | 85,105 | 88,082 |
| NONINTEREST INCOME | ||||
| Service charges and fees on deposit accounts | 827 | 802 | 1,638 | 1,578 |
| Interchange and ATM income | 270 | 376 | 559 | 786 |
| Gain on sale of loans | — | — | — | 577 |
| Income from bank owned life insurance | 496 | 503 | 1,014 | 966 |
| Servicing and related income on loans, net | 51 | 102 | 129 | 244 |
| Other (losses), charges and fees | (93) | 1,073 | 348 | 1,271 |
ITEM 1 — FINANCIAL STATEMENTS
FAQ
- What is California BanCorp's interchange and ATM income — revenue?
- California BanCorp (BCAL) reported interchange and ATM income — revenue of $270K in Q2 2026.
- How has California BanCorp's interchange and ATM income — revenue changed year-over-year?
- California BanCorp's interchange and ATM income — revenue decreased by 28.2% year-over-year, from $376K to $270K.
- What is the long-term trend for California BanCorp's interchange and ATM income — revenue?
- Over 3 years (2022 to 2025), California BanCorp's interchange and ATM income — revenue has grown at a 21.4% compound annual growth rate (CAGR), from $782K to $1.4M.
- What does interchange and ATM income — revenue mean?
- This metric represents the total fee revenue generated from payment card interchange transactions and automated teller machine (ATM) usage fees. It reflects the income earned by the bank for facilitating electronic payment processing and providing cash access services to its customer base. This revenue stream is a key indicator of the bank's transaction volume and the utilization of its retail banking infrastructure.
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