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Free cash flow at other companies

Financial Institutions logo
Financial InstitutionsFISI
$23.04M+151%
Fifth Third Bank logo
Fifth Third BankFITB
-$1.25B-212%
Huntington Bancshares logo
Huntington BancsharesHBAN
$400M-12.9%
Great Southern Bancorp logo
Great Southern BancorpGSBC
$19.88M+52.1%
Independent Bank Corp logo
Independent Bank CorpINDB
$111.61M+887%
Southern Missouri Bancorp logo
Southern Missouri BancorpSMBC
$28.54M+25.6%

Other financials

Income statement

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Revenue$58.9M+8.9%
Net income$16.9M+8.2%
EPS (diluted)$0.81+9.5%

Balance sheet

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Cash & equivalents$174.9M+36.5%
Total debt$7.2M+13.4%
Total equity$510.6M+9.3%
Total assets$5.6B+4.3%

Cash flow

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Operating cash flow-$9.2M-148%
CapEx$4.6M+311%

Valuation

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Market cap$733.37M+16.4%
Enterprise value$565.68M+11.3%
P/E10.5×+1.0×
P/S3.2×+0.4×

Profitability

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Net margin30.3%+0.7pp
FCF margin16.6%-7.1pp

Returns & leverage

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Return on equity14.3%-0.8pp
Debt / equity0.0×

Where this comes from

Calculated from Independent Bank Corporation’s reported figures.

The official record: Independent Bank Corporation’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Independent Bank Corporation's free cash flow?
Independent Bank Corporation (IBCP) reported free cash flow of -$13.77M in Q1 2026.
How has Independent Bank Corporation's free cash flow changed year-over-year?
Independent Bank Corporation's free cash flow decreased by 175.9% year-over-year, from $18.13M to -$13.77M.
What is the long-term trend for Independent Bank Corporation's free cash flow?
Over 3 years (2022 to 2025), Independent Bank Corporation's free cash flow has grown at a -7.9% compound annual growth rate (CAGR), from $89.84M to $70.17M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.