What is Camden National's free cash flow margin?

Camden National (CAC) reported free cash flow margin of 29.7% in Q1 2026.

What is the long-term trend for Camden National's free cash flow margin?

Over 2 years (2021 to 2025), Camden National's free cash flow margin has grown at a -45.0% compound annual growth rate (CAGR), from 75.3% to 22.8%.

What does free cash flow margin mean?

Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

Camden National CAC Free cash flow margin

Free cash flow margin at other companies

CNB FinancialCCNE

21.9%-2.1pp

Mid Penn BancorpMPB

30.9%+6.8pp

CTB

Community Trust BancorpCTBI

34.7%-7.4pp

Stock Yards BancorpSYBT

35.8%-1.5pp

Northwest BancsharesNWBI

16.6%—

HOM

Home BancSharesHOMB

37%-0.5pp

Other financials

Income statement

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Revenue$64.3M+7.1%

Net income$21.9M+199%

EPS (diluted)$1.29+200%

Balance sheet

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Cash & equivalents$133.7M-39.0%

Total debt$514.3M-9.4%

Total equity$710.0M+10.9%

Total assets$7.0B0.0%

Cash flow

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Operating cash flow$20.0M+1,835%

CapEx$1.8M+0.9%

Free cash flow$18.2M+2,608%

Valuation

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Market cap$899.35M+38.0%

Enterprise value$1.28B+28.0%

P/E11.3×-2.6×

P/S3.5×+0.1×

Profitability

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Net margin30.7%+6.6pp

Returns & leverage

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Return on equity11.8%+3.6pp

Debt / equity0.7×-0.2×

Where this comes from

Calculated from Camden National’s reported figures.

free cash flow/total revenue=29.7%

Based on trailing twelve months.

The official record: Camden National’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Camden National's free cash flow margin?: Camden National (CAC) reported free cash flow margin of 29.7% in Q1 2026.
What is the long-term trend for Camden National's free cash flow margin?: Over 2 years (2021 to 2025), Camden National's free cash flow margin has grown at a -45.0% compound annual growth rate (CAGR), from 75.3% to 22.8%.
What does free cash flow margin mean?: Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.