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Camden National CAC Free cash flow margin

Free cash flow margin at other companies

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25.6%-3.6pp
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29.6%-1.1pp
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Citizens & NorthernCZNC
31.4%+7.0pp

Other financials

Income statement

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Revenue$67.4M+8.2%
Net income$23.0M+63.5%
EPS (diluted)$1.35+62.7%

Balance sheet

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Cash & equivalents$99.9M-12.2%
Total debt$509.2M-15.0%
Total equity$725.9M+11.3%
Total assets$7.0B+0.4%

Cash flow

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Operating cash flow$31.2M+416%
CapEx$1.3M-15.9%
Free cash flow$29.9M+558%

Valuation

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Market cap$991.98M+57.7%
Enterprise value$1.4B+25.7%
P/E11.2×-1.6×
P/S3.7×+0.8×

Profitability

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Net margin33.4%+10.6pp

Returns & leverage

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Return on equity12.9%+4.4pp
Debt / equity0.7×-0.2×

Where this comes from

Calculated from Camden National’s reported figures.

Based on trailing twelve months.

The source filing: Camden National’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 10:13 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000750686-26-000062

FAQ

What is Camden National's free cash flow margin?
Camden National (CAC) reported free cash flow margin of 38.7% in Q2 2026.
What is the long-term trend for Camden National's free cash flow margin?
Over 2 years (2021 to 2025), Camden National's free cash flow margin has grown at a -45.0% compound annual growth rate (CAGR), from 75.3% to 22.8%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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