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Bar Harbor Bankshares BHB Free cash flow margin

Free cash flow margin at other companies

Citizens Financial Group logo
Citizens Financial GroupCFG
33.7%+7.3pp
Shore Bancshares logo
Shore BancsharesSHBI
28.9%
Stock Yards Bancorp logo
Stock Yards BancorpSYBT
35.8%-1.5pp
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
33.5%-20.7pp
UBS
United BanksharesUBSI
41.2%+1.0pp
HOM
Home BancSharesHOMB
37%-0.5pp

Other financials

Income statement

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Revenue$47.3M+24.7%
Net income$13.5M+32.6%
EPS (diluted)$0.81+22.7%

Balance sheet

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Cash & equivalents$82.2M-6.7%
Total debt$305.6M-30.6%
Total equity$537.9M+15.1%
Total assets$4.7B+15.1%

Cash flow

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Operating cash flow$5.0M-46.1%
CapEx$2.0M+30.8%
Free cash flow$3.0M-61.4%

Valuation

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Market cap$628.67M+44.0%
Enterprise value$852.09M+8.0%
P/E15.6×+5.6×
P/S3.5×+0.7×

Profitability

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Net margin22.6%-6.1pp

Returns & leverage

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Return on equity8%-1.7pp
Debt / equity0.6×-0.4×

Where this comes from

Calculated from Bar Harbor Bankshares’s reported figures.

Based on trailing twelve months.

The official record: Bar Harbor Bankshares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bar Harbor Bankshares's free cash flow margin?
Bar Harbor Bankshares (BHB) reported free cash flow margin of 21.7% in Q1 2026.
How has Bar Harbor Bankshares's free cash flow margin changed year-over-year?
Bar Harbor Bankshares's free cash flow margin decreased by 26.4% year-over-year, from 29.5% to 21.7%.
What is the long-term trend for Bar Harbor Bankshares's free cash flow margin?
Over 3 years (2021 to 2025), Bar Harbor Bankshares's free cash flow margin has grown at a -15.7% compound annual growth rate (CAGR), from 43% to 25.7%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.