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Bar Harbor Bankshares BHB Free cash flow margin

Free cash flow margin at other companies

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Citizens Financial GroupCFG
33.7%+7.3pp
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28.9%
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Stock Yards BancorpSYBT
35.8%-1.5pp
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34.3%-23.1pp
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Union BanksharesUNB
36.5%+15.4pp
UBS
United BanksharesUBSI
41.6%+0.8pp

Other financials

Income statement

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Revenue$49.7M+43.7%
Net income$15.2M+150%
EPS (diluted)$0.91+127%

Balance sheet

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Cash & equivalents$104.4M+19.9%
Total debt$436.0M-21.2%
Total equity$549.6M+17.2%
Total assets$4.7B+15.3%

Cash flow

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Operating cash flow$25.4M+382%
CapEx$3.6M+82.0%
Free cash flow$21.8M+564%

Valuation

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Market cap$666.28M+34.0%
Enterprise value$997.88M+3.6%
P/E13.5×+0.9×
P/S3.5×+0.1×

Profitability

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Net margin25.5%-0.9pp

Returns & leverage

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Return on equity9.7%+1.0pp
Debt / equity0.8×-0.4×

Where this comes from

Calculated from Bar Harbor Bankshares’s reported figures.

Based on trailing twelve months.

The source filing: Bar Harbor Bankshares’s 10-Q, filed August 5, 2026. Open the filing →

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001104659-26-091101

FAQ

What is Bar Harbor Bankshares's free cash flow margin?
Bar Harbor Bankshares (BHB) reported free cash flow margin of 29.6% in Q2 2026.
How has Bar Harbor Bankshares's free cash flow margin changed year-over-year?
Bar Harbor Bankshares's free cash flow margin decreased by 3.7% year-over-year, from 30.7% to 29.6%.
What is the long-term trend for Bar Harbor Bankshares's free cash flow margin?
Over 3 years (2021 to 2025), Bar Harbor Bankshares's free cash flow margin has grown at a -15.7% compound annual growth rate (CAGR), from 43% to 25.7%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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