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United Bankshares UBSI Free cash flow margin

Free cash flow margin at other companies

First United logo
First UnitedFUNC
27.9%+7.7pp
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
34.3%-23.1pp
United Community Banks logo
United Community BanksUCB
29.7%-4.0pp
HOM
Home BancSharesHOMB
38.3%+4.2pp
Prosperity Bancshares logo
Prosperity BancsharesPB
42.4%
Northwest Bancshares logo
Northwest BancsharesNWBI
19.5%

Other financials

Income statement

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Revenue$323.8M+5.8%
Net income$131.4M+8.8%
EPS (diluted)$0.95+11.8%

Balance sheet

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Cash & equivalents$2.1B-10.1%
Total debt$549.4M-1.7%
Total equity$5.5B+2.7%
Total assets$33.8B+3.0%

Cash flow

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Operating cash flow$105.2M+17.7%
CapEx$7.2M+71.7%
Free cash flow$98.0M+15.0%

Valuation

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Market cap$6.72B+31.6%
Enterprise value$5.19B+55.2%
P/E13.1×+0.1×
P/S5.2×+0.7×

Profitability

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Net margin40.2%+4.9pp

Returns & leverage

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Return on equity9.5%+1.8pp
Debt / equity0.1×0.0×

Where this comes from

Calculated from United Bankshares’s reported figures.

Based on trailing twelve months.

The source filing: United Bankshares’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 11:11 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-339565

FAQ

What is United Bankshares's free cash flow margin?
United Bankshares (UBSI) reported free cash flow margin of 41.6% in Q2 2026.
How has United Bankshares's free cash flow margin changed year-over-year?
United Bankshares's free cash flow margin increased by 2.1% year-over-year, from 40.8% to 41.6%.
What is the long-term trend for United Bankshares's free cash flow margin?
Over 5 years (2020 to 2025), United Bankshares's free cash flow margin has grown at a 27.3% compound annual growth rate (CAGR), from 11.6% to 38.9%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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