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United Bankshares UBSI Return on equity

Return on equity at other companies

Truist Financial logo
Truist FinancialTFC
8.2%
PNC Financial Services logo
PNC Financial ServicesPNC
12.1%+0.8pp
Old National Bancorp logo
Old National BancorpONB
10.1%+0.8pp
HOM
Home BancSharesHOMB
11.4%+0.8pp
Regions Financial logo
Regions FinancialRF
11.9%+0.6pp
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
8.4%+1.1pp

Other financials

Income statement

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Revenue$316.6M+9.3%
Net income$124.2M+47.3%
EPS (diluted)$0.89+50.8%

Balance sheet

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Cash & equivalents$2.3B-11.7%
Total debt$542.3M-4.6%
Total equity$5.5B+3.3%
Total assets$33.7B+2.8%

Cash flow

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Operating cash flow$160.9M+34.1%
CapEx$4.8M+24.3%
Free cash flow$156.0M+34.4%

Valuation

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Market cap$6.12B+16.3%
Enterprise value$4.36B+37.2%
P/E12.1×-2.1×
P/S4.8×-0.1×

Profitability

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Net margin39.9%+5.3pp
FCF margin41.2%+1.0pp

Returns & leverage

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Debt / equity0.1×0.0×

Where this comes from

Calculated from United Bankshares’s reported figures.

Based on trailing twelve months.

The official record: United Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bankshares's return on equity?
United Bankshares (UBSI) reported return on equity of 9.3% in Q1 2026.
How has United Bankshares's return on equity changed year-over-year?
United Bankshares's return on equity increased by 27.6% year-over-year, from 7.3% to 9.3%.
What is the long-term trend for United Bankshares's return on equity?
Over 5 years (2020 to 2025), United Bankshares's return on equity has grown at a 3.3% compound annual growth rate (CAGR), from 7.5% to 8.9%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.