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First United FUNC Return on equity

Return on equity at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
16.5%-0.9pp
M&T Bank logo
M&T BankMTB
10.3%+0.9pp
Bank of America logo
Bank of AmericaBAC
10.7%+1.2pp
Truist Financial logo
Truist FinancialTFC
8.2%
Fulton Financial logo
Fulton FinancialFULT
11.6%+1.0pp
PNC Financial Services logo
PNC Financial ServicesPNC
12.1%+0.8pp

Other financials

Income statement

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Revenue$23.4M+11.9%
Net income$6.7M+14.8%
EPS (diluted)$1.03+15.7%

Balance sheet

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Cash & equivalents$89.8M+6.4%
Total debt$51.6M-63.8%
Total equity$205.3M+11.7%
Total assets$2.0B+3.0%

Cash flow

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Operating cash flow$13.9M+99.8%
CapEx$908.0K+55.2%
Free cash flow$13.0M+104%

Valuation

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Market cap$284.36M+48.1%
Enterprise value$246.13M-13.9%
P/E11.2×+3.1×
P/S3.1×+0.8×

Profitability

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Net margin27.8%+0.2pp
FCF margin24.2%-4.1pp

Returns & leverage

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Debt / equity0.3×-0.5×

Where this comes from

Calculated from First United’s reported figures.

Based on trailing twelve months.

The official record: First United’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First United's return on equity?
First United (FUNC) reported return on equity of 13% in Q1 2026.
How has First United's return on equity changed year-over-year?
First United's return on equity increased by 0.4% year-over-year, from 13% to 13%.
What is the long-term trend for First United's return on equity?
Over 5 years (2020 to 2025), First United's return on equity has grown at a 3.5% compound annual growth rate (CAGR), from 10.8% to 12.8%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.