Skip to content
OpenCapital
Get started

First United FUNC Free cash flow margin

Free cash flow margin at other companies

M&T Bank logo
M&T BankMTB
32.2%-5.2pp
Fulton Financial logo
Fulton FinancialFULT
30.6%+12.5pp
UBS
United BanksharesUBSI
41.2%+1.0pp
First National Corp. logo
First National Corp.FXNC
166.5%+110pp
First Bancorp logo
First BancorpFBNC
50.6%-17.1pp
First Community Corporation logo
First Community CorporationFCCO
11.1%—

Other financials

Income statement

See full
Revenue$23.4M+11.9%
Net income$6.7M+14.8%
EPS (diluted)$1.03+15.7%

Balance sheet

See full
Cash & equivalents$89.8M+6.4%
Total debt$51.6M-63.8%
Total equity$205.3M+11.7%
Total assets$2.0B+3.0%

Cash flow

See full
Operating cash flow$13.9M+99.8%
CapEx$908.0K+55.2%
Free cash flow$13.0M+104%

Valuation

See full
Market cap$284.36M+49.5%
Enterprise value$246.13M-13.0%
P/E11.2×+3.2×
P/S3.1×+0.8×

Profitability

See full
Net margin27.8%+0.2pp

Returns & leverage

See full
Return on equity13%+0.1pp
Debt / equity0.3×-0.5×

Where this comes from

Calculated from First United’s reported figures.

free cash flow/total revenue=24.2%

Based on trailing twelve months.

The official record: First United’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about First United's free cash flow margin.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is First United's free cash flow margin?
First United (FUNC) reported free cash flow margin of 24.2% in Q1 2026.
How has First United's free cash flow margin changed year-over-year?
First United's free cash flow margin decreased by 14.6% year-over-year, from 28.3% to 24.2%.
What is the long-term trend for First United's free cash flow margin?
Over 5 years (2020 to 2025), First United's free cash flow margin has grown at a -6.0% compound annual growth rate (CAGR), from 23.7% to 17.4%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.