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M&T Bank MTB Free cash flow margin

Free cash flow margin at other companies

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28.4%
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30.6%+12.5pp
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26.8%-0.7pp
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25.9%
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28.9%+3.3pp

Other financials

Income statement

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Revenue$2.5B+5.7%
Net income$818.0M+14.2%
EPS (diluted)$5.32+25.5%

Balance sheet

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Cash & equivalents$16.3B-28.2%
Total debt$26.8B+97.7%
Total equity$27.9B-2.0%
Total assets$219.26B+3.6%

Cash flow

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Operating cash flow$1.0B+59.4%
CapEx$96.0M+284%
Free cash flow$916.0M+50.2%

Valuation

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Market cap$36.68B+24.8%
P/E12.1×+1.2×
P/S3.7×+0.6×

Profitability

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Net margin30.4%+1.8pp

Returns & leverage

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Return on equity10.7%+1.3pp
Debt / equity+0.5×

Where this comes from

Calculated from M&T Bank’s reported figures.

Based on trailing twelve months.

The source filing: M&T Bank’s 10-Q, filed May 5, 2026. Open the filing →

Filed
May 5, 2026, 11:33 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000036270-26-000034

FAQ

What is M&T Bank's free cash flow margin?
M&T Bank (MTB) reported free cash flow margin of 32.2% in Q1 2026.
How has M&T Bank's free cash flow margin changed year-over-year?
M&T Bank's free cash flow margin decreased by 13.9% year-over-year, from 37.4% to 32.2%.
What is the long-term trend for M&T Bank's free cash flow margin?
Over 5 years (2020 to 2025), M&T Bank's free cash flow margin has grown at a 23.3% compound annual growth rate (CAGR), from 10.4% to 29.5%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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