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Valley National Bank VLY Free cash flow margin

Free cash flow margin at other companies

M&T Bank logo
M&T BankMTB
32.2%-5.2pp
Old National Bancorp logo
Old National BancorpONB
26.6%-4.4pp
SouthState logo
SouthStateSSB
24.1%
Commerce Bancshares logo
Commerce BancsharesCBSH
63.2%
Columbia Banking Systems logo
Columbia Banking SystemsCOLB
42.7%+13.6pp
Western Alliance Bancorporation logo
Western Alliance BancorporationWAL
-43.7%-17.4pp

Other financials

Income statement

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Revenue$540.4M+13.0%
Net income$163.9M+54.6%
EPS (diluted)$0.28+55.6%

Balance sheet

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Cash & equivalents$1.2B-5.3%
Total debt$63.9M+8.2%
Total equity$7.8B+4.4%
Total assets$64.5B+4.2%

Cash flow

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Operating cash flow$209.6M+1,324%
CapEx$1.4M-54.1%
Free cash flow$208.2M+1,132%

Valuation

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Market cap$7.81B+36.9%
Enterprise value$6.71B+50.0%
P/E11.9×-2.7×
P/S3.7×+0.7×

Profitability

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Net margin31.4%+10.6pp

Returns & leverage

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Return on equity8.6%+3.1pp
Debt / equity0.0×

Where this comes from

Calculated from Valley National Bank’s reported figures.

Based on trailing twelve months.

The official record: Valley National Bank’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Valley National Bank's free cash flow margin?
Valley National Bank (VLY) reported free cash flow margin of 26.5% in Q1 2026.
What is the long-term trend for Valley National Bank's free cash flow margin?
Over 3 years (2020 to 2025), Valley National Bank's free cash flow margin has grown at a 14.6% compound annual growth rate (CAGR), from 10.7% to 16.1%.
What does free cash flow margin mean?
How much real, spendable cash each sales dollar generates after reinvestment.
How do you interpret free cash flow margin?
A high and rising FCF margin is the hallmark of a cash-generative business. Persistent gaps between net margin and FCF margin warrant a look at working capital or capital intensity.
How does free cash flow margin compare across companies?
Strong cross-company quality signal; capital-light compounders post structurally higher FCF margins than asset-heavy peers.