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Peapack-Gladstone Financial PGC Free cash flow margin

Free cash flow margin at other companies

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Valley National BankVLY
26.5%
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Provident Financial ServicesPFS
47.8%-11.9pp
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Park NationalPRK
31%-2.0pp
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Shore BancsharesSHBI
28.9%
Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
17%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
149.6%+114pp

Other financials

Income statement

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Revenue$82.5M+28.2%
Net income$14.2M+86.3%
EPS (diluted)$0.80+86.0%

Balance sheet

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Cash & equivalents$253.4M+9.3%
Total debt$106.4M+140%
Total equity$699.2M+12.4%
Total assets$7.7B+8.1%

Cash flow

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Operating cash flow$24.6M+412%
CapEx$1.3M-64.1%
Free cash flow$23.3M+303%

Valuation

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Market cap$820.01M+73.9%
Enterprise value$673.03M+137%
P/E18.7×+3.9×
P/S2.7×+0.8×

Profitability

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Net margin14.6%+1.2pp

Returns & leverage

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Return on equity6.6%+1.3pp
Debt / equity0.2×+0.1×

Where this comes from

Calculated from Peapack-Gladstone Financial’s reported figures.

Based on trailing twelve months.

The official record: Peapack-Gladstone Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Peapack-Gladstone Financial's free cash flow margin?
Peapack-Gladstone Financial (PGC) reported free cash flow margin of 14.2% in Q1 2025.
How has Peapack-Gladstone Financial's free cash flow margin changed year-over-year?
Peapack-Gladstone Financial's free cash flow margin decreased by 32.6% year-over-year, from 21% to 14.2%.
What is the long-term trend for Peapack-Gladstone Financial's free cash flow margin?
Over 4 years (2020 to 2024), Peapack-Gladstone Financial's free cash flow margin has grown at a 9.4% compound annual growth rate (CAGR), from 19.4% to 27.8%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.