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Unity Bancorp UNTY Free cash flow margin

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Other financials

Income statement

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Revenue$33.7M-1.8%
Net income$14.5M-12.2%
EPS (diluted)$1.42-11.8%

Balance sheet

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Cash & equivalents$250.3M-14.8%
Total debt$5.0M+4.2%
Total equity$371.8M+16.2%
Total assets$3.2B+9.1%

Cash flow

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Operating cash flow-$38.7M-58.7%
CapEx$94.0K-49.7%
Free cash flow-$38.8M-57.9%

Valuation

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Market cap$599.14M+26.1%
P/E10.2×+0.8×
P/S4.4×+0.5×

Profitability

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Net margin43.3%+1.1pp

Returns & leverage

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Return on equity17%-0.1pp
Debt / equity0.0×

Where this comes from

Calculated from Unity Bancorp’s reported figures.

Based on trailing twelve months.

The source filing: Unity Bancorp’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000920427-26-000045

FAQ

What is Unity Bancorp's free cash flow margin?
Unity Bancorp (UNTY) reported free cash flow margin of 20% in Q2 2026.
How has Unity Bancorp's free cash flow margin changed year-over-year?
Unity Bancorp's free cash flow margin decreased by 27.9% year-over-year, from 27.7% to 20%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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