Skip to content

Discontinued — last reported Q4 '25

Total debt at other companies

Valley National Bank logo
Valley National BankVLY
$63.88M+8.2%
Midland States Bancorp logo
Midland States BancorpMSBI
$162.41M+220%
Greene County Bancorp logo
Greene County BancorpGCBC
$75.45M+71.7%
Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
$446.49M+127%
JPMorgan Chase logo
JPMorgan ChaseJPM
PNC Financial Services logo
PNC Financial ServicesPNC

Other financials

Income statement

See full
Revenue$33.6M+14.5%
Net income$14.3M+23.2%
EPS (diluted)$1.40+23.9%

Balance sheet

See full
Cash & equivalents$229.2M+8.3%
Total equity$358.1M+17.0%
Total assets$3.0B+9.4%

Cash flow

See full
Operating cash flow$14.9M-16.4%
CapEx$425.0K+52.3%
Free cash flow$14.5M-17.5%

Valuation

See full
Market cap$581.77M+32.4%
P/E9.6×-0.5×
P/S4.3×+0.3×

Profitability

See full
Net margin44.6%+5.4pp
FCF margin30.3%

Returns & leverage

See full
Return on equity18.3%+3.1pp
Debt / equity0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $5M.

The official record: Unity Bancorp’s 10-K, filed March 4, 2026, on SEC EDGAR. View the filing →

Ask your AI about Unity Bancorp's total debt.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Unity Bancorp's total debt?
Unity Bancorp (UNTY) reported total debt of $5M in Q4 2025.
How has Unity Bancorp's total debt changed year-over-year?
Unity Bancorp's total debt increased by 4.2% year-over-year, from $4.8M to $5M.
What is the long-term trend for Unity Bancorp's total debt?
Over 5 years (2020 to 2025), Unity Bancorp's total debt has grown at a 15.7% compound annual growth rate (CAGR), from $2.42M to $5M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.