Skip to content
Screener

Discontinued — last reported Q4 '25

Total debt at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$542.43B+9.7%
PNC Financial Services logo
PNC Financial ServicesPNC
$106.73B+76.6%
Valley National Bank logo
Valley National BankVLY
$433.48M+167%
Greene County Bancorp logo
Greene County BancorpGCBC
$119M+55.8%
Midland States Bancorp logo
Midland States BancorpMSBI
$162.41M+220%
Citizens & Northern logo
Citizens & NorthernCZNC
$14.64M+2,647%

Other financials

Income statement

See full
Revenue$33.7M-1.8%
Net income$14.5M-12.2%
EPS (diluted)$1.42-11.8%

Balance sheet

See full
Cash & equivalents$250.3M-14.8%
Total equity$371.8M+16.2%
Total assets$3.2B+9.1%

Cash flow

See full
Operating cash flow-$38.7M-58.7%
CapEx$94.0K-49.7%
Free cash flow-$38.8M-57.9%

Valuation

See full
Market cap$599.14M+26.1%
P/E10.2×+0.8×
P/S4.4×+0.5×

Profitability

See full
Net margin43.3%+1.1pp
FCF margin20%-7.7pp

Returns & leverage

See full
Return on equity17%-0.1pp
Debt / equity0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $5M.

The source filing: Unity Bancorp’s 10-K, filed March 4, 2026. Open the filing →

Filed
Mar 4, 2026, 4:40 PM EST
Fiscal year
FY2025
Accession
0000920427-26-000012

FAQ

What is Unity Bancorp's total debt?
Unity Bancorp (UNTY) reported total debt of $5M in Q4 2025.
How has Unity Bancorp's total debt changed year-over-year?
Unity Bancorp's total debt increased by 4.2% year-over-year, from $4.8M to $5M.
What is the long-term trend for Unity Bancorp's total debt?
Over 5 years (2020 to 2025), Unity Bancorp's total debt has grown at a 15.7% compound annual growth rate (CAGR), from $2.42M to $5M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.

Ask your AI about Unity Bancorp's total debt.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude