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Unity Bancorp UNTY Debt-to-equity

Debt-to-equity at other companies

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JPMorgan ChaseJPM
1.4×+0.1×
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PNC Financial ServicesPNC
0.0×
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Valley National BankVLY
0.0×
Midland States Bancorp logo
Midland States BancorpMSBI
0.3×+0.2×
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Greene County BancorpGCBC
0.3×+0.1×
First Community Bankshares logo
First Community BanksharesFCBC
0.0×

Other financials

Income statement

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Revenue$33.6M+14.5%
Net income$14.3M+23.2%
EPS (diluted)$1.40+23.9%

Balance sheet

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Cash & equivalents$229.2M+8.3%
Total debt$5.0M+4.2%
Total equity$358.1M+17.0%
Total assets$3.0B+9.4%

Cash flow

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Operating cash flow$14.9M-16.4%
CapEx$425.0K+52.3%
Free cash flow$14.5M-17.5%

Valuation

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Market cap$581.77M+32.4%
P/E9.6×-0.5×
P/S4.3×+0.3×

Profitability

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Net margin44.6%+5.4pp
FCF margin30.3%

Returns & leverage

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Return on equity18.3%+3.1pp

Where this comes from

Calculated from Unity Bancorp’s reported figures.

Based on the most recent quarter.

The official record: Unity Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unity Bancorp's debt-to-equity?
Unity Bancorp (UNTY) reported debt-to-equity of 0× in Q4 2025.
How has Unity Bancorp's debt-to-equity changed year-over-year?
Unity Bancorp's debt-to-equity decreased by 10.5% year-over-year, from 0× to 0×.
What is the long-term trend for Unity Bancorp's debt-to-equity?
Over 5 years (2020 to 2025), Unity Bancorp's debt-to-equity has grown at a 0.8% compound annual growth rate (CAGR), from 0× to 0×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.