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Net margin at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
32.6%+0.4pp
PNC Financial Services logo
PNC Financial ServicesPNC
30.6%+2.3pp
Valley National Bank logo
Valley National BankVLY
32.2%+8.6pp
Greene County Bancorp logo
Greene County BancorpGCBC
44.3%+3.0pp
Midland States Bancorp logo
Midland States BancorpMSBI
10.7%
Citizens & Northern logo
Citizens & NorthernCZNC
17.8%-6.4pp

Other financials

Income statement

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Revenue$33.7M-1.8%
Net income$14.5M-12.2%
EPS (diluted)$1.42-11.8%

Balance sheet

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Cash & equivalents$250.3M-14.8%
Total debt$5.0M+4.2%
Total equity$371.8M+16.2%
Total assets$3.2B+9.1%

Cash flow

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Operating cash flow-$38.7M-58.7%
CapEx$94.0K-49.7%
Free cash flow-$38.8M-57.9%

Valuation

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Market cap$599.14M+26.1%
P/E10.2×+0.8×
P/S4.4×+0.5×

Profitability

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FCF margin20%-7.7pp

Returns & leverage

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Return on equity17%-0.1pp
Debt / equity0.0×

Where this comes from

Calculated from Unity Bancorp’s reported figures.

Based on trailing twelve months.

The source filing: Unity Bancorp’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000920427-26-000045

FAQ

What is Unity Bancorp's net margin?
Unity Bancorp (UNTY) reported net margin of 43.3% in Q2 2026.
How has Unity Bancorp's net margin changed year-over-year?
Unity Bancorp's net margin increased by 2.7% year-over-year, from 42.2% to 43.3%.
What is the long-term trend for Unity Bancorp's net margin?
Over 5 years (2020 to 2025), Unity Bancorp's net margin has grown at a 7.5% compound annual growth rate (CAGR), from 30.6% to 44%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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