What is Unity Bancorp's net margin?

Unity Bancorp (UNTY) reported net margin of 44.6% in Q1 2026.

How has Unity Bancorp's net margin changed year-over-year?

Unity Bancorp's net margin increased by 13.7% year-over-year, from 39.2% to 44.6%.

What is the long-term trend for Unity Bancorp's net margin?

Over 5 years (2020 to 2025), Unity Bancorp's net margin has grown at a 7.5% compound annual growth rate (CAGR), from 30.6% to 44%.

What does net margin mean?

Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

Unity Bancorp UNTY Net margin

Net margin at other companies

JPMorgan ChaseJPM

31.5%-1.5pp

PNC Financial ServicesPNC

30.5%+2.6pp

Valley National BankVLY

31.4%+10.6pp

Midland States BancorpMSBI

10.7%—

Greene County BancorpGCBC

44.3%+4.4pp

Farmers National Banc CorpFMNB

19.6%-4.9pp

Other financials

Income statement

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Revenue$33.6M+14.5%

Net income$14.3M+23.2%

EPS (diluted)$1.40+23.9%

Balance sheet

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Cash & equivalents$229.2M+8.3%

Total debt$5.0M+4.2%

Total equity$358.1M+17.0%

Total assets$3.0B+9.4%

Cash flow

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Operating cash flow$14.9M-16.4%

CapEx$425.0K+52.3%

Free cash flow$14.5M-17.5%

Valuation

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Market cap$581.77M+32.4%

P/E9.6×-0.5×

P/S4.3×+0.3×

Profitability

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FCF margin30.3%—

Returns & leverage

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Return on equity18.3%+3.1pp

Debt / equity0×0.0×

Where this comes from

Calculated from Unity Bancorp’s reported figures.

net income/total revenue=44.6%

Based on trailing twelve months.

The official record: Unity Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unity Bancorp's net margin?: Unity Bancorp (UNTY) reported net margin of 44.6% in Q1 2026.
How has Unity Bancorp's net margin changed year-over-year?: Unity Bancorp's net margin increased by 13.7% year-over-year, from 39.2% to 44.6%.
What is the long-term trend for Unity Bancorp's net margin?: Over 5 years (2020 to 2025), Unity Bancorp's net margin has grown at a 7.5% compound annual growth rate (CAGR), from 30.6% to 44%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.