Skip to content
OpenCapital
Get started

Midland States Bancorp MSBI Free cash flow margin

Free cash flow margin at other companies

First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
27.9%-13.9pp
Stifel Financial logo
Stifel FinancialSF
15.5%-0.5pp
Mid Penn Bancorp logo
Mid Penn BancorpMPB
30.9%+6.8pp
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
33.5%-20.7pp
Northwest Bancshares logo
Northwest BancsharesNWBI
16.6%—
Old National Bancorp logo
Old National BancorpONB
26.6%-4.4pp

Other financials

Income statement

See full
Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

See full
Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

See full
Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

See full
Market cap$632.47M+80.0%
Enterprise value$681.22M+127%
P/E18×—
P/S1.9×+0.9×

Profitability

See full
Net margin10.7%—

Returns & leverage

See full
Return on equity6.2%—
Debt / equity0.3×+0.2×

Where this comes from

Calculated from Midland States Bancorp’s reported figures.

free cash flow/total revenue=37%

Based on trailing twelve months.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

Ask your AI about Midland States Bancorp's free cash flow margin.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Midland States Bancorp's free cash flow margin?
Midland States Bancorp (MSBI) reported free cash flow margin of 37% in Q1 2026.
How has Midland States Bancorp's free cash flow margin changed year-over-year?
Midland States Bancorp's free cash flow margin decreased by 12.7% year-over-year, from 42.4% to 37%.
What is the long-term trend for Midland States Bancorp's free cash flow margin?
Over 5 years (2020 to 2025), Midland States Bancorp's free cash flow margin has grown at a -27.0% compound annual growth rate (CAGR), from 190.7% to 39.4%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.