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Greene County Bancorp GCBC Free cash flow margin

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Other financials

Income statement

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Revenue$25.0M+22.0%
Net income$11.3M+21.5%
EPS (diluted)$0.67+21.8%

Balance sheet

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Cash & equivalents$144.9M-20.9%
Total debt$119.0M+55.8%
Total equity$277.8M+16.3%
Total assets$3.2B+4.7%

Cash flow

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Operating cash flow$10.7M+46.1%
CapEx$13.0K-75.0%
Free cash flow$10.7M+46.9%

Valuation

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Market cap$588.57M+48.4%
Enterprise value$562.67M+94.0%
P/E14.4×+1.6×
P/S6.4×+1.1×

Profitability

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Net margin44.3%+3.0pp

Returns & leverage

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Return on equity15.9%+1.9pp
Debt / equity0.4×+0.1×

Where this comes from

Calculated from Greene County Bancorp’s reported figures.

Based on trailing twelve months.

The source filing: Greene County Bancorp’s 10-Q, filed May 8, 2026. Open the filing →

Filed
May 8, 2026, 10:10 AM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q1 2026
Accession
0001140361-26-019837

FAQ

What is Greene County Bancorp's free cash flow margin?
Greene County Bancorp (GCBC) reported free cash flow margin of 41.3% in Q1 2026.
How has Greene County Bancorp's free cash flow margin changed year-over-year?
Greene County Bancorp's free cash flow margin increased by 16.8% year-over-year, from 35.3% to 41.3%.
What is the long-term trend for Greene County Bancorp's free cash flow margin?
Over 4 years (2021 to 2025), Greene County Bancorp's free cash flow margin has grown at a -3.7% compound annual growth rate (CAGR), from 42.2% to 36.2%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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