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Trustco Bank Corp TRST Free cash flow margin

Free cash flow margin at other companies

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KeyCorpKEY
28.4%
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Arrow FinancialAROW
27.8%-4.0pp
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41.3%+5.9pp
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Pioneer Bancorp, Inc.PBFS
32.4%
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43.6%+4.7pp
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41%

Other financials

Income statement

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Revenue$51.5M+10.5%
Net income$17.0M+12.8%
EPS (diluted)$0.98+24.1%

Balance sheet

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Cash & equivalents$696.6M-2.4%
Total debt$144.7M+18.9%
Total equity$656.0M-5.3%
Total assets$6.5B+2.8%

Cash flow

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Operating cash flow$28.0M+3.5%
CapEx$2.5M+17.5%
Free cash flow$25.5M+2.3%

Valuation

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Market cap$957.83M+49.1%
Enterprise value$405.93M+933%
P/E14.7×+2.7×
P/S4.9×+1.3×

Profitability

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Net margin33%+3.1pp

Returns & leverage

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Return on equity9.6%+1.7pp
Debt / equity0.2×0.0×

Where this comes from

Calculated from Trustco Bank Corp’s reported figures.

Based on trailing twelve months.

The source filing: Trustco Bank Corp’s 10-Q, filed August 10, 2026. Open the filing →

Filed
Aug 10, 2026, 1:23 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031982

FAQ

What is Trustco Bank Corp's free cash flow margin?
Trustco Bank Corp (TRST) reported free cash flow margin of 30.3% in Q2 2026.
How has Trustco Bank Corp's free cash flow margin changed year-over-year?
Trustco Bank Corp's free cash flow margin increased by 10.2% year-over-year, from 27.5% to 30.3%.
What is the long-term trend for Trustco Bank Corp's free cash flow margin?
Over 5 years (2020 to 2025), Trustco Bank Corp's free cash flow margin has grown at a -6.6% compound annual growth rate (CAGR), from 34.2% to 24.3%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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