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Trustco Bank Corp TRST Free cash flow margin

Free cash flow margin at other companies

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KeyCorpKEY
28.4%
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Community Trust BancorpCTBI
34.7%-7.4pp
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16.1%-11.7pp
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Capital City Bank GroupCCBG
29.5%+3.6pp
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34.9%-4.9pp
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Trico BancsharesTCBK
32.2%+6.0pp

Other financials

Income statement

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Revenue$49.5M+9.3%
Net income$16.3M+14.1%
EPS (diluted)$0.91+21.3%

Balance sheet

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Cash & equivalents$768.1M+1.6%
Total debt$148.9M+23.4%
Total equity$670.9M-2.5%
Total assets$6.5B+2.7%

Cash flow

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Operating cash flow$11.8M+823%
CapEx$1.6M-64.0%
Free cash flow$10.2M+412%

Valuation

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Market cap$941.72M+60.6%
Enterprise value$322.46M-756%
P/E14.9×+3.4×
P/S4.9×+1.6×

Profitability

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Net margin32.9%+3.9pp

Returns & leverage

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Return on equity9.3%+1.7pp
Debt / equity0.2×0.0×

Where this comes from

Calculated from Trustco Bank Corp’s reported figures.

Based on trailing twelve months.

The official record: Trustco Bank Corp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trustco Bank Corp's free cash flow margin?
Trustco Bank Corp (TRST) reported free cash flow margin of 30.8% in Q1 2026.
How has Trustco Bank Corp's free cash flow margin changed year-over-year?
Trustco Bank Corp's free cash flow margin increased by 29.2% year-over-year, from 23.8% to 30.8%.
What is the long-term trend for Trustco Bank Corp's free cash flow margin?
Over 5 years (2020 to 2025), Trustco Bank Corp's free cash flow margin has grown at a -6.6% compound annual growth rate (CAGR), from 34.2% to 24.3%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.