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Trustco Bank Corp TRST Debt-to-equity

Debt-to-equity at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
1.4×+0.1×
Bank of America logo
Bank of AmericaBAC
1.1×+0.1×
KeyCorp logo
KeyCorpKEY
0.9×+0.1×
CTB
Community Trust BancorpCTBI
0.0×
Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
0.6×+0.1×
Capital City Bank Group logo
Capital City Bank GroupCCBG
0.1×0.0×

Other financials

Income statement

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Revenue$49.5M+9.3%
Net income$16.3M+14.1%
EPS (diluted)$0.91+21.3%

Balance sheet

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Cash & equivalents$768.1M+1.6%
Total debt$148.9M+23.4%
Total equity$670.9M-2.5%
Total assets$6.5B+2.7%

Cash flow

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Operating cash flow$11.8M+823%
CapEx$1.6M-64.0%
Free cash flow$10.2M+412%

Valuation

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Market cap$941.72M+60.6%
Enterprise value$322.46M-756%
P/E14.9×+3.4×
P/S4.9×+1.6×

Profitability

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Net margin32.9%+3.9pp
FCF margin30.8%+7.0pp

Returns & leverage

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Return on equity9.3%+1.7pp

Where this comes from

Calculated from Trustco Bank Corp’s reported figures.

Based on the most recent quarter.

The official record: Trustco Bank Corp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trustco Bank Corp's debt-to-equity?
Trustco Bank Corp (TRST) reported debt-to-equity of 0.2× in Q1 2026.
How has Trustco Bank Corp's debt-to-equity changed year-over-year?
Trustco Bank Corp's debt-to-equity increased by 26.6% year-over-year, from 0.2× to 0.2×.
What is the long-term trend for Trustco Bank Corp's debt-to-equity?
Over 5 years (2020 to 2025), Trustco Bank Corp's debt-to-equity has grown at a -13.5% compound annual growth rate (CAGR), from 0.5× to 0.2×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.