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Debt-to-equity at other companies

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KeyCorpKEY
0.9×+0.1×
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0.2×0.0×
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0.7×-0.2×
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0.7×0.0×
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0.0×

Other financials

Income statement

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Revenue$24.6M+7.9%
Net income$5.3M-8.2%
EPS (diluted)$0.22-4.3%

Balance sheet

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Cash & equivalents$156.9M+12.4%
Total debt$54.4M+20.3%
Total equity$328.6M+5.8%
Total assets$2.2B+7.3%

Cash flow

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Operating cash flow-$161.0K+95.4%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$420.91M+46.8%
P/E21.2×+3.7×
P/S4.3×+0.9×

Profitability

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Net margin20.2%+0.8pp
FCF margin32.4%

Returns & leverage

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Return on equity6.2%+0.8pp

Where this comes from

Calculated from Pioneer Bancorp, Inc.’s reported figures.

Based on the most recent quarter.

The official record: Pioneer Bancorp, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pioneer Bancorp, Inc.'s debt-to-equity?
Pioneer Bancorp, Inc. (PBFS) reported debt-to-equity of 0.2× in Q4 2025.
How has Pioneer Bancorp, Inc.'s debt-to-equity changed year-over-year?
Pioneer Bancorp, Inc.'s debt-to-equity increased by 13.1% year-over-year, from 0.1× to 0.2×.
What is the long-term trend for Pioneer Bancorp, Inc.'s debt-to-equity?
Over 3 years (2022 to 2025), Pioneer Bancorp, Inc.'s debt-to-equity has grown at a 84.6% compound annual growth rate (CAGR), from 0× to 0.2×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.