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Segments

By product

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Wealth Management Services$2.18M+11.9%
Credit And Debit Card$737K+2.6%
Deposit Account$654K+7.0%
Insurance Revenues Fee$628K+10.4%
Service Other$69K-47.7%

Other financials

Income statement

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Net income$3.5M-46.0%
EPS (diluted)$0.14-46.2%

Balance sheet

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Cash & equivalents$94.6M-22.5%
Total debt$54.4M+20.3%
Total equity$328.3M+4.5%
Total assets$2.4B+12.7%

Cash flow

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Operating cash flow$14.7M+189%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$434.33M+38.3%
P/E25.8×+9.1×
P/S4.3×+0.7×

Profitability

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Net margin16.5%-5.0pp
FCF margin32.4%

Returns & leverage

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Return on equity5.2%-0.9pp
Debt / equity0.2×0.0×

Where this comes from

Calculated from Pioneer Bancorp, Inc.’s reported figures.

The source filing: Pioneer Bancorp, Inc.’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 4:46 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093436
Line itemFor the Three Months Ended / June 30, 2026For the Three Months Ended / June 30, 2025For the Six Months Ended / June 30, 2026For the Six Months Ended / June 30, 2025
Insurance services$628$569$1,031$1,067
Wealth management services2,1751,9444,2433,772
Service charges on deposit accounts6546111,2761,205
Card services income7377181,4001,379
Other69132157202
Noninterest income in scope4,2633,9748,1077,625
Noninterest income out of scope1,2018321,217906
Total noninterest income$5,464$4,806$9,324$8,531

Item 1. – Consolidated Financial Statements-unaudited

FAQ

What is Pioneer Bancorp, Inc.'s total revenue?
Pioneer Bancorp, Inc. (PBFS) reported total revenue of $28.32M in Q2 2026.
How has Pioneer Bancorp, Inc.'s total revenue changed year-over-year?
Pioneer Bancorp, Inc.'s total revenue increased by 16.0% year-over-year, from $24.41M to $28.32M.
What is the long-term trend for Pioneer Bancorp, Inc.'s total revenue?
Over 4 years (2021 to 2025), Pioneer Bancorp, Inc.'s total revenue has grown at a 13.7% compound annual growth rate (CAGR), from $57.57M to $96.29M.
What does total revenue mean?
The aggregate of all revenue from the company's operations — the top line from which all profitability metrics are derived.

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