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Net margin at other companies

KeyCorp logo
KeyCorpKEY
26.1%+22.6pp
Trustco Bank Corp logo
Trustco Bank CorpTRST
33%+3.1pp
Community Financial System logo
Community Financial SystemCBU
26.6%+1.6pp
Colony Bankcorp logo
Colony BankcorpCBAN
22.1%+2.6pp
Citizens & Northern logo
Citizens & NorthernCZNC
17.8%-6.4pp
First Bancorp logo
First BancorpFNLC
37.3%+2.8pp

Other financials

Income statement

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Revenue$28.3M+16.0%
Net income$3.5M-46.0%
EPS (diluted)$0.14-46.2%

Balance sheet

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Cash & equivalents$94.6M-22.5%
Total debt$54.4M+20.3%
Total equity$328.3M+4.5%
Total assets$2.4B+12.7%

Cash flow

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Operating cash flow$14.7M+189%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$434.33M+38.3%
P/E25.8×+9.1×
P/S4.3×+0.7×

Profitability

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FCF margin32.4%

Returns & leverage

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Return on equity5.2%-0.9pp
Debt / equity0.2×0.0×

Where this comes from

Calculated from Pioneer Bancorp, Inc.’s reported figures.

Based on trailing twelve months.

The source filing: Pioneer Bancorp, Inc.’s 10-Q, filed August 10, 2026. Open the filing →

Filed
Aug 10, 2026, 4:46 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093436

FAQ

What is Pioneer Bancorp, Inc.'s net margin?
Pioneer Bancorp, Inc. (PBFS) reported net margin of 16.5% in Q2 2026.
How has Pioneer Bancorp, Inc.'s net margin changed year-over-year?
Pioneer Bancorp, Inc.'s net margin decreased by 23.1% year-over-year, from 21.5% to 16.5%.
What is the long-term trend for Pioneer Bancorp, Inc.'s net margin?
Over 3 years (2020 to 2025), Pioneer Bancorp, Inc.'s net margin has grown at a 37.7% compound annual growth rate (CAGR), from 8.1% to 21.1%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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