What is Colony Bankcorp's net margin?

Colony Bankcorp (CBAN) reported net margin of 22.1% in Q3 2025.

How has Colony Bankcorp's net margin changed year-over-year?

Colony Bankcorp's net margin increased by 13.1% year-over-year, from 19.5% to 22.1%.

What is the long-term trend for Colony Bankcorp's net margin?

Over 4 years (2020 to 2024), Colony Bankcorp's net margin has grown at a 8.6% compound annual growth rate (CAGR), from 14.8% to 20.7%.

What does net margin mean?

Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

Colony Bankcorp CBAN Net margin

Net margin at other companies

Truist FinancialTFC

26.9%-9.8pp

Ameris BancorpABCB

35.2%+3.1pp

Pioneer Bancorp, Inc.PBFS

20.2%+0.8pp

Capital City Bank GroupCCBG

23.7%-0.1pp

Home BancorpHBCP

30.7%+3.1pp

John Marshall BancorpJMSB

34.7%+2.7pp

Other financials

Income statement

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Revenue$39.9M+33.0%

Net income$8.2M+24.1%

EPS (diluted)$0.39+2.6%

Balance sheet

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Cash & equivalents$295.8M+33.7%

Total debt$258.1M+4.1%

Total equity$380.4M+32.6%

Total assets$3.7B+17.3%

Cash flow

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Operating cash flow$54.3M+202%

CapEx$421.0K+21.7%

Free cash flow$53.8M+206%

Valuation

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Market cap$422.74M+58.8%

Enterprise value$385.07M+31.4%

P/E14.8×-2.3×

P/S3.1×-0.1×

Profitability

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FCF margin27.7%—

Returns & leverage

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Return on equity9.6%+1.1pp

Debt / equity0.7×-0.2×

Where this comes from

Calculated from Colony Bankcorp’s reported figures.

net income/total revenue=22.1%

Based on trailing twelve months.

The official record: Colony Bankcorp’s 10-Q, filed November 7, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Colony Bankcorp's net margin?: Colony Bankcorp (CBAN) reported net margin of 22.1% in Q3 2025.
How has Colony Bankcorp's net margin changed year-over-year?: Colony Bankcorp's net margin increased by 13.1% year-over-year, from 19.5% to 22.1%.
What is the long-term trend for Colony Bankcorp's net margin?: Over 4 years (2020 to 2024), Colony Bankcorp's net margin has grown at a 8.6% compound annual growth rate (CAGR), from 14.8% to 20.7%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.