Skip to content
Screener

Net margin at other companies

M&T Bank logo
M&T BankMTB
30.4%+1.8pp
Arrow Financial logo
Arrow FinancialAROW
23.4%-3.6pp
NBT
NBT BancorpNBTB
28.8%+7.4pp
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
20.2%+0.8pp
SB Financial Group logo
SB Financial GroupSBFG
24.5%+5.3pp
FIB
First Interstate BancSystem, Inc.FIBK
30.3%+7.6pp

Other financials

Income statement

See full
Revenue$223.2M+12.0%
Net income$61.3M+19.5%
EPS (diluted)$1.16+19.6%

Balance sheet

See full
Cash & equivalents$258.2M+8.8%
Total debt$598.0M+4.1%
Total equity$2.1B+10.1%
Total assets$17.8B+6.6%

Cash flow

See full
Operating cash flow$51.1M-4.9%
CapEx$9.7M-44.1%
Free cash flow$41.4M+13.7%

Valuation

See full
Market cap$3.44B+22.3%
Enterprise value$3.78B+20.0%
P/E15.1×+0.6×
P/S+0.4×

Profitability

See full
FCF margin28.7%+3.3pp

Returns & leverage

See full
Return on equity11.5%+0.6pp
Debt / equity0.3×0.0×

Where this comes from

Calculated from Community Financial System’s reported figures.

Based on trailing twelve months.

The source filing: Community Financial System’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092717

FAQ

What is Community Financial System's net margin?
Community Financial System (CBU) reported net margin of 26.6% in Q2 2026.
How has Community Financial System's net margin changed year-over-year?
Community Financial System's net margin increased by 6.5% year-over-year, from 24.9% to 26.6%.
What is the long-term trend for Community Financial System's net margin?
Over 5 years (2020 to 2025), Community Financial System's net margin has grown at a -1.4% compound annual growth rate (CAGR), from 27.6% to 25.7%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

Ask your AI about Community Financial System's net margin.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude