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Free cash flow at other companies

M&T Bank logo
M&T BankMTB
$916M+50.2%
Arrow Financial logo
Arrow FinancialAROW
$11.59M+40.0%
NBT
NBT BancorpNBTB
$60.53M+37.1%
SB Financial Group logo
SB Financial GroupSBFG
$6.47M
FIB
First Interstate BancSystem, Inc.FIBK
$49.8M-33.0%
International Bancshares logo
International BancsharesIBOC
$88.56M-3.4%

Other financials

Income statement

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Revenue$223.2M+12.0%
Net income$61.3M+19.5%
EPS (diluted)$1.16+19.6%

Balance sheet

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Cash & equivalents$258.2M+8.8%
Total debt$598.0M+4.1%
Total equity$2.1B+10.1%
Total assets$17.8B+6.6%

Cash flow

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Operating cash flow$51.1M-4.9%
CapEx$9.7M-44.1%

Valuation

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Market cap$3.44B+22.3%
Enterprise value$3.78B+20.0%
P/E15.1×+0.6×
P/S+0.4×

Profitability

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Net margin26.6%+1.6pp
FCF margin28.7%+3.3pp

Returns & leverage

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Return on equity11.5%+0.6pp
Debt / equity0.3×0.0×

Where this comes from

Calculated from Community Financial System’s reported figures.

The source filing: Community Financial System’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092717

FAQ

What is Community Financial System's free cash flow?
Community Financial System (CBU) reported free cash flow of $41.38M in Q2 2026.
How has Community Financial System's free cash flow changed year-over-year?
Community Financial System's free cash flow increased by 13.7% year-over-year, from $36.39M to $41.38M.
What is the long-term trend for Community Financial System's free cash flow?
Over 4 years (2021 to 2025), Community Financial System's free cash flow has grown at a 5.4% compound annual growth rate (CAGR), from $189.17M to $233.33M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.

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