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M&T Bank MTB Free cash flow

Free cash flow at other companies

F.N.B. Corporation logo
F.N.B. CorporationFNB
$133M+209%
Fulton Financial logo
Fulton FinancialFULT
$113.22M+1,408%
Union Bankshares logo
Union BanksharesUNB
$2.45M-37.5%
Community Financial System logo
Community Financial SystemCBU
$60.3M+16.1%
KeyCorp logo
KeyCorpKEY
Valley National Bank logo
Valley National BankVLY

Other financials

Income statement

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Revenue$2.4B+5.9%
Net income$664.0M+13.7%
EPS (diluted)$4.13+24.4%

Balance sheet

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Cash & equivalents$16.3B-28.2%
Total debt$26.8B+97.7%
Total equity$28.0B-3.5%
Total assets$214.74B+2.1%

Cash flow

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Operating cash flow$1.0B+59.4%
CapEx$96.0M+284%

Valuation

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Market cap$34.86B+12.6%
Enterprise value$45.33B+0.2%
P/E11.9×+0.4×
P/S3.6×+0.3×

Profitability

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Net margin29.8%+1.5pp
FCF margin32.2%-5.2pp

Returns & leverage

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Return on equity10.3%+0.9pp
Debt / equity+0.5×

Where this comes from

Calculated from M&T Bank’s reported figures.

The official record: M&T Bank’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is M&T Bank's free cash flow?
M&T Bank (MTB) reported free cash flow of $916M in Q1 2026.
How has M&T Bank's free cash flow changed year-over-year?
M&T Bank's free cash flow increased by 50.2% year-over-year, from $610M to $916M.
What is the long-term trend for M&T Bank's free cash flow?
Over 4 years (2021 to 2025), M&T Bank's free cash flow has grown at a 2.7% compound annual growth rate (CAGR), from $2.57B to $2.86B.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.