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Total debt at other companies

Independent Bank Corp logo
Independent Bank CorpINDB
$776.26M-9.7%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$813.83M+454%
F.N.B. Corporation logo
F.N.B. CorporationFNB
$4.44B-6.6%
FIB
First Interstate BancSystem, Inc.FIBK
$146.7M-86.5%
M&T Bank logo
M&T BankMTB
Regions Financial logo
Regions FinancialRF

Other financials

Income statement

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Revenue$213.3M+8.7%
Net income$57.2M+15.3%
EPS (diluted)$1.08+16.1%

Balance sheet

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Cash & equivalents$572.2M+10.5%
Total equity$2.0B+10.4%
Total assets$17.7B+5.8%

Cash flow

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Operating cash flow$71.6M+14.5%
CapEx$11.3M+6.7%
Free cash flow$60.3M+16.1%

Valuation

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Market cap$3.28B+2.6%
Enterprise value$3.14B-4.1%
P/E15×-1.7×
P/S3.9×-0.3×

Profitability

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Net margin26.1%+1.1pp
FCF margin28.9%+3.3pp

Returns & leverage

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Return on equity11.3%+0.3pp
Debt / equity0.2×-0.1×

Where this comes from

Calculated from Community Financial System’s reported figures.

The official record: Community Financial System’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community Financial System's total debt?
Community Financial System (CBU) reported total debt of $437.7M in Q1 2026.
How has Community Financial System's total debt changed year-over-year?
Community Financial System's total debt decreased by 25.3% year-over-year, from $586.2M to $437.7M.
What is the long-term trend for Community Financial System's total debt?
Over 5 years (2020 to 2025), Community Financial System's total debt has grown at a 13.1% compound annual growth rate (CAGR), from $407.15M to $754.99M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.