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Total debt at other companies

Community Financial System logo
Community Financial SystemCBU
$437.7M-25.3%
F.N.B. Corporation logo
F.N.B. CorporationFNB
$4.44B-6.6%
Nicolet Bankshares logo
Nicolet BanksharesNIC
$179.97M+14.9%
JPMorgan Chase logo
JPMorgan ChaseJPM
M&T Bank logo
M&T BankMTB
KeyCorp logo
KeyCorpKEY

Other financials

Income statement

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Revenue$184.5M+19.3%
Net income$51.1M+39.2%
EPS (diluted)$0.98+27.3%

Balance sheet

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Cash & equivalents$716.1M+182%
Total equity$1.9B+22.3%
Total assets$16.2B+16.9%

Cash flow

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Operating cash flow$53.0M+26.3%
CapEx$4.4M+19.5%
Free cash flow$48.6M+26.9%

Valuation

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Market cap$2.5B+9.7%
Enterprise value$1.9B-12.6%
P/E13.6×-2.3×
P/S3.4×-0.4×

Profitability

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Net margin25.3%+1.0pp
FCF margin31.5%+0.9pp

Returns & leverage

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Return on equity10.6%+1.0pp
Debt / equity0.1×0.0×

Where this comes from

Calculated from NBT Bancorp’s reported figures.

Plus components not separately reported this period.

The official record: NBT Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NBT Bancorp's total debt?
NBT Bancorp (NBTB) reported total debt of $117.81M in Q1 2026.
How has NBT Bancorp's total debt changed year-over-year?
NBT Bancorp's total debt increased by 37.6% year-over-year, from $85.6M to $117.81M.
What is the long-term trend for NBT Bancorp's total debt?
Over 5 years (2020 to 2025), NBT Bancorp's total debt has grown at a -2.1% compound annual growth rate (CAGR), from $201.19M to $181.2M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.