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NBT Bancorp NBTB Price / earnings

Price / earnings at other companies

JPMorgan ChaseJPM

13.5×+2.0×

M&T BankMTB

10.5×-0.6×

KeyCorpKEY

11.1×-690×

Community Financial SystemCBU

14.1×-1.6×

F.N.B. CorporationFNB

10.2×-0.3×

Nicolet BanksharesNIC

23.8×+11.0×

Other financials

Income statement

Revenue$184.5M+19.3%

Net income$51.1M+39.2%

EPS (diluted)$0.98+27.3%

Balance sheet

Cash & equivalents$716.1M+182%

Total debt$117.8M+37.6%

Total equity$1.9B+22.3%

Total assets$16.2B+16.9%

Cash flow

Operating cash flow$53.0M+26.3%

CapEx$4.4M+19.5%

Free cash flow$48.6M+26.9%

Valuation

Market cap$2.5B+9.7%

Enterprise value$1.9B-12.6%

P/S3.4×-0.4×

Profitability

Net margin25.3%+1.0pp

FCF margin31.5%+0.9pp

Returns & leverage

Return on equity10.6%+1.0pp

Debt / equity0.1×0.0×

Where this comes from

Calculated from NBT Bancorp’s reported figures.

market cap/net income=12.1×

Based on the most recent quarter.

The official record: NBT Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NBT Bancorp's price / earnings?: NBT Bancorp (NBTB) reported price / earnings of 12.1× in Q1 2026.
How has NBT Bancorp's price / earnings changed year-over-year?: NBT Bancorp's price / earnings decreased by 14.3% year-over-year, from 14.1× to 12.1×.
What is the long-term trend for NBT Bancorp's price / earnings?: Over 5 years (2020 to 2025), NBT Bancorp's price / earnings has grown at a -0.8% compound annual growth rate (CAGR), from 13.3× to 12.8×.
What does price / earnings mean?: Market capitalization at the quarter end divided by trailing-twelve-month net income. The price the market pays for each dollar of trailing earnings.