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NBT Bancorp NBTB Return on equity

Return on equity at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
16.5%-0.9pp
M&T Bank logo
M&T BankMTB
10.3%+0.9pp
KeyCorp logo
KeyCorpKEY
10%+9.8pp
Community Financial System logo
Community Financial SystemCBU
11.3%+0.3pp
F.N.B. Corporation logo
F.N.B. CorporationFNB
8.9%+1.4pp
Nicolet Bankshares logo
Nicolet BanksharesNIC
7.7%-3.7pp

Other financials

Income statement

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Revenue$184.5M+19.3%
Net income$51.1M+39.2%
EPS (diluted)$0.98+27.3%

Balance sheet

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Cash & equivalents$716.1M+182%
Total debt$117.8M+37.6%
Total equity$1.9B+22.3%
Total assets$16.2B+16.9%

Cash flow

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Operating cash flow$53.0M+26.3%
CapEx$4.4M+19.5%
Free cash flow$48.6M+26.9%

Valuation

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Market cap$2.5B+9.7%
Enterprise value$1.9B-12.6%
P/E13.6×-2.3×
P/S3.4×-0.4×

Profitability

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Net margin25.3%+1.0pp
FCF margin31.5%+0.9pp

Returns & leverage

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Debt / equity0.1×0.0×

Where this comes from

Calculated from NBT Bancorp’s reported figures.

Based on trailing twelve months.

The official record: NBT Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NBT Bancorp's return on equity?
NBT Bancorp (NBTB) reported return on equity of 10.6% in Q1 2026.
How has NBT Bancorp's return on equity changed year-over-year?
NBT Bancorp's return on equity increased by 10.5% year-over-year, from 9.5% to 10.6%.
What is the long-term trend for NBT Bancorp's return on equity?
Over 5 years (2020 to 2025), NBT Bancorp's return on equity has grown at a 1.8% compound annual growth rate (CAGR), from 9% to 9.9%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.